You and I will open a black card and lend money in three days. After your loan is approved, it usually takes about 3 days for the next payment to arrive. If you fail to pass the loan review, you need to wait 1-4 working days, because this is the review time of your loan. The reason why your next loan is slow is because neither you nor I use our own funds to borrow money. The money borrowed by the applicant is the investor's money, and the loan will not be issued until all the investors have bid. If your bid is not satisfactory, then you and I can't lend you the next issue.