Materials required for applying for national student loans:
1. Apply for a national student loan;
2. Copy of my student ID card and ID card (minors must provide valid identification of legal guardians and written consent to apply for loans);
3. I explain the family's financial difficulties;
4 township, town, street civil affairs departments and county-level education administrative departments to identify their family financial difficulties. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.
5. Other supporting documents and materials required by the bank or school.
Precautions:
1. Borrowing students should carefully read and keep the contract text and earnestly perform their obligations.
2. If the relevant national policies are adjusted, the new policies shall prevail. If the relevant loan procedures have been handled, the original policy shall prevail.
3. The National Development Bank and funding centers at all levels have the right to publish and use the personal information of the borrowing students and the loan default information of the borrowing students in accordance with relevant regulations without the consent of the borrowing students.
4. The borrower's personal information and the borrower's loan default information will be entered into the personal credit information system of the People's Bank of China, and the bad credit record will have a far-reaching impact on the individual's future life and work.
5. Borrowing students should log in to the "Student Online Service System" to check the repayment results in time to prevent problems.
6. If the borrower and the borrower's contact telephone number, employment information, address and other important information change, please be sure to log in to the student online service system to update.
7. If the borrower's college name, enrollment year, academic system or graduation year and other important information changes, please be sure to apply for a loan at the funding center in time to change the school information.
Two, the necessary materials to apply for national student loans
Materials for applying for the national student loan: provide the necessary information about my family's financial situation (generally including my written application, family financial situation questionnaire, proof of difficulties at street or township level or above, guarantor's guarantee and my actual performance, etc. ), promise the repayment liability clause, and provide the repayment guarantor.
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3. What materials are needed for student loans?
Student loans need school certificates, student ID cards, family surveys and poverty certificates, and ID cards of applicants and parents.
Extended data
Problems after handling student loans
1. Do I need authentication to repay the student loan with Alipay account?
The repayment of student loan has nothing to do with whether Alipay account is certified or not. Just recharge the funds to your Alipay account before the repayment date specified by CDB. However, for the safety of your funds, I suggest you authenticate your Alipay account.
2. How to repay the student loan?
Alipay will inform you to recharge your Alipay account five days in advance according to the deduction date stipulated by CDB. Before the repayment date, you need to recharge the funds to your Alipay account, and the Alipay system will deduct the corresponding funds from your Alipay account on the deduction date and transfer them to China Development Bank!
3. How can I determine whether my student loan has been successfully repaid?
You can log in to Alipay-Transaction Records-Revenue and Expenditure Details.
4. What materials do I need to apply for a student loan?
First, the students' own materials.
Freshmen are required to provide a copy of their admission notice or student ID card and a copy of their valid resident ID card.
Students are required to provide their student ID card and a copy of their ID card.
Graduate students who apply for tuition loans also need to provide proof of paying tuition fees.
Second, the students' family materials
Questionnaire on family economic status.
Proof of family income with valid official seal issued by parents' unit or local government.
Copy of valid resident ID card of parents.
If the parents sign, they promise to agree that the children will agree to apply for a student loan.
Students who are single parents, orphans or divorced parents are required to provide certificates issued by local civil affairs departments.