Generally speaking, mortgage borrowers cannot be changed. Unless it is between husband and wife or divorce, some banks can handle the change of mortgage borrowers. If it is a housing provident fund loan, before the termination of the individual housing provident fund loan contract, the borrower's spouse, heir to the ownership of the house or legatee may apply for changing the repayment of the housing loan:

1. When the borrower divorces, the ownership of the house is transferred to the spouse;

2. The borrower has completely lost the capacity for civil conduct;

3. The borrower is dead or declared dead.

Tips: The above instructions are for reference only, subject to the actual regulations of the loan bank.

Reply time: September 2020-15. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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