Nowadays, there are more and more migrant workers. After years of hard work, many people will choose to go home and buy a house when they have some savings. But migrant workers pay housing provident fund in other places, so can Suzhou provident fund borrow money to buy a house in other places? What are the loan processes of provident fund in different places? Let's take a look with Bian Xiao!
1. Can Suzhou Provident Fund borrow money from different places to buy a house?
Suzhou provident fund can be used to buy a house with loans from different places. Employees who buy a house outside the city where the provident fund is deposited can go through relevant procedures according to the provident fund loan policy of the place where the house is located. However, the provident fund loan policies in different cities are different, so it is necessary to know in advance whether the location of the house allows the provident fund loan business in different places.
2. What are the loan processes of provident fund in different places?
1. Before handling the off-site provident fund loan policy, it is necessary to ask whether the location of the house can handle the off-site provident fund loan procedures. After confirmation, apply for a loan from another place at the housing provident fund management center where the provident fund is deposited. After verification, you can get the use certificate of the off-site provident fund loan.
2. Then, the applicant holds his/her ID card, house sales contract, and proof of the use of off-site loans to apply for off-site loans at the housing provident fund management center where the house is located. After the staff review, the applicant's off-site loan can be identified and a detailed account of off-site loan can be established.
3. Under normal circumstances, after passing the staff review, the housing provident fund management center will handle the provident fund loan procedures for the applicant and issue loans to the applicant. After receiving the loan, the applicant only needs to repay it on time.
Summary: The question of whether Suzhou Provident Fund can borrow money from different places to buy a house is here. Because the provident fund loans in different cities are different, before applying for provident fund loans in different places, you must understand the provident fund policies of the deposit place and the location of the house and make full preparations. If you want to know more about decoration, you can pay attention to Qijia. com。
Enter the area and get the decoration quotation for free.