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The online loan that white households must pass.
Big data has spent necessary online loans: First, Doudou Money: users are 20-50 years old, the credit line is 30,000-50,000 yuan, the term is 3-24 months, and the monthly interest rate is 0.65%- 1.79%. Users can fill in information and submit applications directly at the client.

2. Lend it to you: for users aged 22-55 nationwide, the credit line is1-50,000, the term is 1-3 months, and the daily interest rate is 0.04%. My mobile phone has been registered in real-name registration system for more than 6 months. It has the characteristics of simple data and quick approval.

Three. JD.COM Gold Bar: The user's age is between 18-59 years old, the loan credit line is between1-200,000, the loan term is 1- 12 months, and the minimum daily interest rate is 0.025%. Just provide real-name registration system registered mobile phone number and Liang Shu bank card ID card.

If the credit is spent, it is recommended not to apply for online loans again. At this time, it is basically not just the credit information, but the big data is basically poor, and the online loan big data score can't pass. If you really need funds, you can apply for a mortgage loan, and the credit application is specially approved to handle or handle some credit products of non-bank financial institutions.

How can we keep a clean credit report?

First, some people who get rid of the status of white households do not touch loans and credit cards or have credit relations with banks in order not to exceed the credit period. Because, in the absence of credit information, lending institutions can not inquire about the willingness to repay. In order to ensure the smooth recovery of loans, of course, they are not so willing to issue loans.

2. Repay in full and on time if you have used a credit card or applied for a loan, you must repay in full and on time, maintain good repayment habits, and earnestly abide by personal credit information.

Third, don't apply for credit cards frequently. In particular, financial institutions will not generate new loans and credit cards after investigating your credit report.