1, aged between 18 and 60 years old, with a fixed residence and full capacity for civil conduct.
2. Hold valid identity documents, have repayment ability, and have no bad credit record.
3, engaged in production and business activities in line with national laws and regulations and industrial policies.
4. Rich people, rural cooperative organizations and leading enterprises in agricultural industrialization who can drive poor farmers who lack the ability to get rich (must be poor households with established files) to increase their income and get rid of poverty;
5. Lenders need to sign an agreement with poor households, village committees, town governments and industry authorities to increase income and get rid of poverty, use the loan quota of poor farmers, and assume the responsibility of repaying all loans as the main body of loans.
6. If the lender is an enterprise legal person, its legal representative must have legal and valid certificates such as business license, organization code certificate, tax registration certificate and production and operation license. Except for the aforementioned condition 1 to 4.
Second, the precise poverty alleviation policy:
1, which is a policy of reforming weak schools in rural areas and improving the conditions for running high schools in poor areas and counties.
2. It is to improve the education subsidy policy for students with financial difficulties in families and give priority to children of poor households.
3. It is to further promote the project of sharing cultural information resources to households (stations), improve the cultural rooms in poor villages, and cultivate 1-2 cultural center households. ?
Third, accurately carry out medical and health poverty alleviation:
1. Persons who are poor due to illness and meet the conditions of medical assistance are included in the scope of medical assistance, and they are funded to participate in the cooperative medical insurance for urban and rural residents.
2. Full coverage is achieved by supplementary commercial insurance for serious illness medical care for poor households. ?
Extended data
The first is the poverty alleviation standard.
Before 2008, China had two poverty alleviation standards. The first is the absolute poverty standard of 206 yuan formulated by 1986, which is based on the minimum nutritional requirement of 2 100 calories per person per day, and then calculated according to the consumption structure of the lowest income group. The second is the low-income standard of 865 yuan formulated in 2000.
In 2008, combined with the standards of absolute poverty and low income, 1067 yuan was taken as the poverty alleviation standard. Since then, with the changes of consumer price index and other related factors, the standard has been further raised to 1 196 yuan.
2011119 The Central Poverty Alleviation and Development Work Conference announced that according to the requirements of building a well-off society in an all-round way by 2020, it should adapt to the situation that China's poverty alleviation and development has entered a new stage;
The central government has decided to take the per capita net income of farmers as the new national poverty alleviation standard, which is 92% higher than the standard in 2009 1 196 yuan. By the end of this year, the corresponding poverty alleviation target is about1280,000 people, accounting for about 13 of the rural registered population.
First, the poverty alleviation card processing process
Apply (I or entrust villagers' groups and other villagers) → democratic appraisal (attended by township or street organizations, village cadres and village residents' representatives) → review (township government, street offices) → publicity (village neighborhood committees or villagers' groups) → approval (county civil affairs bureau) → issuance of poverty alleviation cards (county civil affairs bureau or county and township financial institutions entrusted by towns and streets).
The subsidized poor rural students are directly exempted from tuition-free, textbook-free, and accommodation-free projects funded by the state and Guizhou Education Precision Poverty Alleviation Students according to the subsidy standards when enrolling.
First-year poor freshmen in rural areas will be exempted from national tuition-free, textbook-free and accommodation-free funding projects directly according to the funding standards when they register for school with the Registration Card of Poor Households in Guizhou Province and the admission notice issued by the poverty alleviation departments at the county level. The special aid for poverty alleviation is funded by the school in the autumn semester through the aid card within one month after the start of each year.
References:
Phoenix. Com-"Top Ten Actions for Accurate Poverty Alleviation"