As long as there is a loan line for installment music, if the last payment has not been paid off, you can also submit a loan application again, so the loan line for installment music is a revolving line. Of course, the failure to repay the last loan on time will directly affect the subsequent use of installment music. Users must keep a good credit record if they want to use staged music all the time.

Secondly, users should not increase too much debt in the process of using installment music. The rising debt ratio will affect the repayment ability of users and may lead to the failure of loan review.

Staging music is a high-quality staging shopping center under Lexin. Founded in June 20 13, it is the pioneer of the domestic installment shopping e-commerce model. Always adhering to the brand concept of "enough is enough, happy to see it happen".

Staging Music Mall has established cooperation with many well-known brands such as Apple, Huawei, OPPO, vivo, L 'Oreal and Philips. , becoming the third largest Internet channel after JD.COM and Tmall.

Staging Music Mall has also introduced e-commerce platforms such as JD.COM Mall, Xiaomi Youpin and Koala Haibu, and exported staging music service capabilities from many high-quality external platforms such as Xiang Yang Wharf and Mawei Cell. As of March 2020, the number of goods in installment music mall has exceeded 2 million.

20 13, 10, staged music mall officially put into operation.

20 14 March, installment music reached a strategic cooperation with JD.COM, the largest shopping center in China.

2065438+In March 2004, Staging Music received a million dollars investment from Jingwei China, and completed the A round of VC financing.

20/kloc-in April, 2004, stage music marketing centers in Beijing, Wuhan, Chongqing and Nanchang were established.

In May 20 14, the number of people serving staged music exceeded 654.38+10,000.

2065438+In June 2004, Shanghai, Xi and Nanjing Marketing Centers of Staging Music were established.

From 2065438 to September 2004, staged music supported many universities in nearly 100 cities across the country.

20 14, 12, staged music was led by DST, and Bertelsmann, Jingwei China, Huaxing Capital and Xianfeng Huaxing followed with a series B financing of USD 6,543.8 billion.

2065438+March 2005, Staging Music won the strategic investment of JD.COM Mall.

20 15 10, the monthly sales of installment music exceeded 2 billion.

If you return the first and second issues, you can borrow music in installments.

I can't. The installment music platform needs to pay off all the arrears before it can apply for a loan again. It won't be able to borrow money after only paying off one issue. The credit line will be restored after all settlement, and whether the loan can be borrowed successfully needs system review before it can be borrowed again.

Can installment music be borrowed repeatedly?

You can borrow it repeatedly, as long as it is within your limit.

When you borrow it, you must borrow it as needed. Don't blindly compare with others. You must consider the future repayment. Don't give yourself too much pressure. If overdue repayment will have a credit impact on individuals, borrow carefully and repay on time.

Serious consequences of overdue

1. When a lender signs a loan contract with a lending institution, there are usually relevant provisions of loans overdue in the contract. Generally speaking, overdue loans will generate additional penalty interest, each lending institution is different, and the amount of penalty interest and the interest generated are also different. Loans will have corresponding interest and expenses, and overdue loans will lead to additional expenses, which is very uneconomical.

2. Credit stain The degree of credit is related to all aspects of our lives. If there is a loans overdue, the overdue record of this loan will be uploaded to the personal credit information system of the central bank, which will lead to the borrower's bad record in the credit information system and leave a credit stain.

Credit stain is very unfavorable to borrowers. If there is a credit stain, it will hinder borrowers from applying for loans and credit cards in the future, and even seriously affect borrowers' flying and high-speed rail.

It is difficult to enjoy preferential loan interest rate. As we all know, when a borrower applies for a loan in a bank, the bank will adjust the loan interest rate according to the borrower's credit record and qualification.

Generally speaking, high-quality borrowers with good credit are more likely to get loans with lower interest rates. If the borrower suffers credit damage due to loans overdue, even if he gets a bank loan, it is difficult to achieve a lower loan interest rate.

4. Affect your career. For students who have been studying in loans overdue for more than 90 consecutive days and the circumstances are serious, the bank or school will publish the ID number and overdue information in the media, or notify the work unit. Banks will sue those who owe money maliciously or intentionally.

If it is overdue for 90 days in a row and can be remedied in time and repaid on time, the credit level will not be greatly affected. The same is true of other loans, which will affect your employment and promotion.

5. The bank sent a lawyer's letter to the court for prosecution. If you don't pay the bill for more than 3 months, it will be very serious! If the loan bank collects the loan according to law, it will bring a lawsuit to the court according to the loan contract and guarantee contract (mortgage or pledge contract), and the court will take measures such as property preservation, including freezing the deposits in all bank accounts of the lender and loan guarantor and sealing up the pledged property.

6. After the judgment is made, it will be enforced. After the judgment is made, it will be enforced according to law (deducting deposits, auctioning collateral, etc.). ) to pay off the loan loss. Specifically, it includes: loan principal, loan interest, overdue interest, penalty interest, and all litigation costs arising therefrom, and related expenses incurred when disposing of pledged property.

7. If the circumstances are serious, the sentenced person will be punished by law. If they have the ability to refuse to implement the effective legal documents, they will be punished by law. When the debtor is unable to repay, the guarantor shall be liable for repayment.

8. You are supervised everywhere in your life. If you don't pay back the money, you will be supervised anytime and anywhere, especially now that WeChat, QQ and Alipay will be discovered as long as they involve places where you have money.

9. Being blacklisted, children can't go to key schools. Some "Lao Lai" who deliberately delay debts will be blacklisted, and children will not be able to attend key schools; There will be more punishments in the future, so it can be said that life is hard.

10. You can't go to expressway. According to the linkage agreement reached between the high-speed law enforcement department and the court system, a bayonet system was set up near the toll station in expressway. Once the vehicle under the name of "Lao Lai" passes through the toll booth, the surveillance camera will automatically take photos and compare the license plate number in the system. If there is a match, the charging system will call the police.