If the user has signed up for WeChat change repayment, after the micro-loan automatic deduction fails, it will be automatically deducted through WeChat change. Automatic deduction is mainly to deduct enough funds from the repayment bank card, and the system will start automatic deduction in the early morning of the repayment date. Users can also log on to the micro-loan page and choose manual repayment or early repayment.
One: it is stipulated to deduct the sales of enterprises. In the transfer settlement business, when individual enterprises are unable to repay all kinds of money due to insufficient funds, it should be stipulated in the State Council that the sales income of enterprises should be reserved for the current month's salary and major repair fund first.
2. After withholding the last two funds, if the enterprise can't pay taxes, profits, loan repayment and payment at the same time, it can deduct the money in the following order: ① tax payable; (2) repayment of bank loans; (three) to repay the money of other units; (4) hand in profits, depreciation funds and other income. The order of deduction correctly handles the relationship between the state, enterprises and individuals.
Three: the legal provisions of the bank's initiative to deduct the funds from the deposit accounts of units and individuals. In our country, when a bank handles the settlement, it must pay the money on its behalf according to the payment vouchers issued by the deposit units and individuals or their promises. However, when the deposit units and individuals violate the national laws and relevant regulations and refuse to implement the judgments and rulings of the people's courts and the handling decisions of the administrative law enforcement departments.
Four: According to the national laws and the provisions of the State Council authorizing the head office of the People's Bank of China, the bank can deduct the money from the deposits of the executed units and individuals on the basis of the notice of assistance in execution issued by the relevant departments. Deduction is the last compulsory measure. Determining the deduction clause according to law can strengthen law enforcement, safeguard national interests, stabilize the legitimate rights and interests of the parties, promote normal economic activities and establish a good economic order.
Five: People's courts try cases of economic disputes, administrative organs apply for compulsory execution and decide to confiscate criminals' deposits according to law, people's procuratorates and public security organs close cases of economic violations, tax authorities recover taxes and customs recover customs duties, industrial and commercial administrative departments and customs crack down on economic crimes and smuggling violations, and auditing and price departments investigate and deal with cases of violation of discipline. , can be deducted from the deposits of the executed units and individuals by the departments at or above the county level through the bank.
Sixth, the order of deduction first ensures the basic interests of enterprise employees, while ensuring the use value of enterprise equipment and safeguarding the basic interests of enterprises. After the wages and major repair funds are reserved, they are deducted in the order of tax, credit, goods and profit, which can not only ensure the normal balance between the national fiscal revenue and bank credit, but also promote enterprises to improve their management and economic benefits.
Can small loans be deducted with small change?
Small loan deduction can deduct change.
After the micro-loan expires, the system will deduct the money by itself. If the user's WeChat account has a balance, the platform can directly deduct it. However, under normal circumstances, small loans will be deducted from the collection bank card selected by the user when borrowing. If there is no money in the bank card and the user fails to repay, the background is likely to deduct the balance in the user's account at any time.
On 202 1 1 65438+3, wechat announced that it would restrict illegal external links of QQ music, QQ browser, Zhihu, good-looking videos, little red books and other products, and would no longer provide services directly opened on wechat. Users can click "Continue to visit" or access through "Copy link opens in browser".
202 1 1 19, in the open course Pro of wechat, Zhang Xiaolong, the founder of wechat, said that wechat would release some experimental and fun functions, including emoticons, user status, music listening related functions, floating windows, live broadcast, input method and so on.
202 1, 1, 2 1, WeChat iOS 8.0 version was officially released, and the first startup page, small expression animation and other functions were updated. 2021April 14, wechat launched a small function, "the QR code of wechat official account can be converted into the business card of wechat official account with one click".
On May 28th, 20021year, WeChat circle announced that it planned to officially stop its business on February 28th, 20021year due to the adjustment of its business development direction. According to the arrangement, on June 28, WeChat circle will close the interactive ability and offline circle entrance, and stop adding posts and comments.
On June 9, 20021year, WeChat issued an announcement to further strengthen the ecological governance of the platform. If it continues to publish illegal content after repeated processing, or deliberately uses various means to maliciously confront the account, the platform will permanently block the account.
In July, 20021year, the "IOU function" of wechat was launched, which was realized by the "Tencent e-sign" applet. In July, 20021,the new WeChat function "WeChat Customer Service" was launched in official website, with independent business attributes.
On 20021September 17, Tencent issued a statement on the adjustment of the content management standard of external links on WeChat, saying that users can access external links in a one-on-one chat scenario after upgrading the latest version of WeChat.
Can micro-credit deduct money from WeChat?
If the user has signed up for WeChat change repayment, after the micro-loan automatic deduction fails, it will be automatically deducted through WeChat change. Automatic deduction is mainly to deduct enough funds from the repayment bank card, and the system will start automatic deduction in the early morning of the repayment date. Users can also log on to the micro-loan page and choose manual repayment or early repayment.
"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.
"Micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.
As an Internet banking loan product launched by Weizhong Bank, "micro-loan" has the following characteristics:
(1) Unsecured and unsecured;
Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.
(2)7*24 hours service, the fastest 1 minute to complete the loan;
Relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24 hours online service, with convenient and efficient procedures. All processes are completed on mobile phones, and loans can be made in 40 seconds at the earliest.
(3) There is no handling fee for prepayment;
Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.
The credit line of "micro-loan" is between 100 yuan and 200,000 yuan, which varies according to the individual's comprehensive situation. A single loan can be loaned 100-40,000 yuan.
The daily interest rate is 0.02% -0.05%, 1 ten thousand yuan daily interest 2-5 yuan.
Rumor content
Recently, it was said that opening micro-loans requires money and the amount should be increased.
truth
The scam of micro-loan APP is a scam launched by scammers in the name of micro-loan. In fact, there is no micro-loan APP at present.
Micro-loan has issued an official rumor statement: Micro-loan is a pure online micro-credit circulating consumer loan product launched by Weizhong Bank, the first internet bank in China, in May 20 15. Micro-loans adopt the official invitation system, which can only be opened through official invitation and the official initiative to increase the quota according to the user's credit history. Any person or organization that needs to spend money to open a small loan and increase the amount is fraud.