Legal basis: Article 596 of the Civil Code of People's Republic of China (PRC) generally includes terms such as the name, quantity, quality, price, time limit, place and method of performance, packaging method, inspection standard and method, settlement method, words used in the contract and their effectiveness.
Article 9 of the Measures for the Administration of Personal Housing Provident Fund Loans in Dalian stipulates that when the office examines the provident fund loans, the front desk teller shall interview the borrowers, their spouses, buyers and mortgagor to identify the authenticity of the house purchase behavior, and handle it according to different types of houses according to the following procedures:
(A) commercial housing loans
1. Acceptance: Borrowers and spouses can apply for loans online or at the front desk, and the authorized office can check the credit records of borrowers and spouses for loan approval and post-loan management, and agree to upload the repayment records of provident fund loans to the credit information system of the People's Bank of China. The borrower shall submit the household register of himself, his spouse and the mortgagor (if the borrower is a parent-child relationship, and the children and parents are not in the same household register, a birth certificate or one-child certificate may be provided. Foreigners, overseas Chinese with permanent residency in foreign countries, Hong Kong, Macao and Taiwan residents may not provide, the same below), ID cards (passports, permanent residence certificates, Hong Kong and Macao residents' passes to and from the mainland, mainland travel permit for taiwan residents, etc. Provided by foreigners, overseas Chinese with permanent residency in foreign countries should be within the validity period, the same below), marital status materials [if the borrower and the mortgagor are married, a marriage certificate is required; Unmarried, need to provide a single statement; Divorce, you need to provide a single statement, a divorce certificate or an effective divorce judgment issued by the court (if the court decides in the first instance, it must have an effective judgment, the same below) or a mediation book; If you are widowed, you need to provide a single statement, a medical death certificate or death cancellation certificate issued by the public security organ or a judgment issued by the court declaring death or a household registration book indicating the death of the widowed spouse; For residents of Hong Kong, Macao and Taiwan, provide marital status materials or statements certified by China Legal Service (Hong Kong) Co., Ltd., China Legal Service (Macau) Co., Ltd. and the Straits Exchange Foundation; If the marital status materials or statements are not in Chinese, translation and notarization are required; If the certificate number on the marital status material or statement is inconsistent with the certificate held, it is necessary to provide a statement certified as the same person by the embassy or consulate, China Legal Service (Hong Kong) Co., Ltd., China Legal Service (Macau) Co., Ltd., Straits Exchange Foundation and other departments. If the real estate management department has special requirements, it shall provide relevant materials according to its requirements, the same below], original materials such as commercial housing sales contracts and advance payment invoices registered by the real estate registration department (electronic images of materials are required for online loan application, the same below), and other necessary materials related to loan approval business (the same below). Provide materials required for mortgage registration according to the requirements of the real estate registration department (keep the original if necessary).