Ping An Bank's mortgage interest rate gets the benchmark interest rate of commercial loans by floating, and the floating range is determined by Ping An Bank, usually between 0.5 and 2 percentage points. The benchmark interest rate for commercial loans is 1, and the benchmark interest rate for commercial loans within one year is 4.35%. 2. The benchmark interest rate of commercial loans for one to five years is 4.75%. 3. The benchmark interest rate for commercial loans over five years is 4.90%.

2. What is the mortgage interest rate of Ping An Bank?

The mortgage interest rate of Ping An Bank is obtained by floating on the benchmark interest rate of commercial loans. The floating range is determined by Ping An Bank, usually between 0.5 and 2 percentage points. The benchmark interest rate for commercial loans is:

1. The benchmark interest rate for commercial loans is 4.35% within one year.

2. The benchmark interest rate of commercial loans for one to five years is 4.75%.

3. The benchmark interest rate for commercial loans over five years is 4.90%.

3. What conditions does Ping An Bank need to meet to get a loan?

Processing flow:

1. The borrower fills in the application form online and submits it;

2. The account manager of Ping An Bank contacts the applicant, and the applicant sends the personal ID card, work certificate, income certificate, residence certificate and other materials to the account manager's mailbox by email;

3. Information submitted by the applicant;

4. After the materials are approved, both parties sign a loan contract;

5. Banks issue loans.

Loan terms:

1. The borrower is over 22 years old and under 55 years old;

2, a legitimate and stable source of income, working in the current work unit for more than half a year;

3, the annual income of not less than 3000 yuan, such as Beijing, Shanghai, Shenzhen and Hangzhou and other cities not less than 4000 yuan;

4. Other conditions.