Hou Jiali Community immediately bought you the existing real estate license and will get it soon. If you apply for a loan from Houjia community, the bank will not deduct the title certificate, but another title certificate, which is part of the land certificate. A normal Houjia residential house has two certificates: property right certificate and land certificate. If another property right certificate is a loan from Houjia community, it should be kept by the bank. If it is a one-time payment, you will have two complete certificates.

The conditions for purchasing a house in Houjia Community with provident fund loans include: 1. The borrower must have an account in the city where Houjia community is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied housing in Houjia Community, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase loans from Houjia community; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!