Banks can apply for loans to buy cars, but they need to meet the following conditions:

1. The borrower must be over 18 years old;

2. The borrower Have a certain amount of self-retained funds that can be used to pay the down payment of the vehicle;

3. The borrower has full capacity for civil conduct and can bear corresponding legal responsibilities;

4. Borrowing The person's personal credit is good and there is no bad credit record;

6. The borrower must have a legal and stable job and source of income, and be able to repay the principal and interest of the loan;

7. The borrower must have a legal proof of identity.

The regulations of banks in different regions may be different. Borrowers can consult with bank operations.