What are the requirements for personal loan of postal bank?
1, aged between 18-60, with full capacity for civil conduct and good health, and has lived in the place where the loan is applied for for for 1 year.
2, a stable source of income, it is best to state civil servants, institutions, large and medium-sized enterprises, formal employees or teachers, doctors and other groups with relatively stable income.
3. The applicant has good credit, full capacity for civil conduct, clear loan purpose and compliance with relevant regulations.
4. If you are not the above-mentioned person and apply for a loan of more than 65,438+0,000 yuan, you need to find a guarantor with strong repayment ability and ability for the loan applicant.
5. Other conditions stipulated by the Postal Bank.
How long does it take for the postal bank to get a loan?
If you apply online, you can get an account as soon as possible; If you choose to apply offline, it may take about 20 days from the submission of the application to the next payment. The specific time depends on the actual situation. When the business volume is large or the bank is short of funds, the time for the next payment will be extended.