If the enterprise cannot repay the loan, the legal person does not need to bear the responsibility. Unless the legal representative maliciously defaults on the loan and fabricates facts to conceal the truth. The legal representative refers to the principal responsible person who exercises civil rights and performs civil obligations on behalf of a legal person according to law.

Legal objectivity:

Article 3 of the Company Law stipulates that a company is an enterprise legal person with independent legal person property and legal person property rights. The company is liable for its debts with all its property. Shareholders of a limited liability company shall be liable to the company to the extent of their subscribed capital contribution; Shareholders of a joint stock limited company shall be liable to the company to the extent of the shares subscribed by them.