1, loan application acceptance: customers can apply for loans through offline outlets or online self-service channels.
2. Collect customer information and import it into the white list: the system evaluates and automatically approves the loan amount according to the comprehensive customer information. If the verification passes, the business will be automatically approved.
3. Signing: After passing the system audit, sign a loan contract with the borrower to further determine the loan amount, term, repayment method and repayment account.
4. Payment and repayment: Customers can make payment and repayment through bank counters, online banking, hand-held banking, self-service terminals and other channels.