1. loan application (including the borrower's name, address and effective contact information);
2. Your valid identification materials. Married customers need to provide proof of spouse's identity and marital status;
3. Proof of your income/assets;
4. Letter of authorization for credit inquiry (married customers including spouses);
5 car purchase agreement, contract or letter of intent signed with the dealer;
6. Certificates or documents required for guarantee (originals and photocopies are required), including but not limited to car purchase invoices and motor vehicle registration certificates; List of mortgaged (pledged) properties and the certificate that the person who has the right to dispose of it (including the property co-owner) agrees to mortgage (pledged) (signed by himself); Certificate of ownership or right to use the mortgaged property, certificate of value of the mortgaged property and documents that you agree to handle insurance for the vehicle (if necessary) issued by the competent department; Pledged goods shall be delivered together with the pledged goods or the right certification documents (if necessary); Basic information and financial certification materials of the guarantor, as well as the guarantee contract (if necessary) and relevant credit certification materials that agree to perform the joint and several liability guarantee; Certification documents that meet the credit conditions of unsecured consumer loans (if necessary);
7. Relevant certificates for paying the down payment for car purchase, etc.
After receiving your loan application, China Bank will examine and approve it according to the relevant examination and approval procedures.
Please consult the local branch of Bank of China for details.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.