1. Preliminary assessment of the applicant's mortgaged assets, such as fixed assets of mainlanders in Hong Kong or the Mainland and financial assets in Hong Kong.

2. Investigate and verify the value of fixed assets and financial assets in Hong Kong, and convert the loan amount into 60-70%.

3. In order to ensure legality, Hong Kong law firms are generally chosen to sign notarization contracts.

4. Lend money to the applicant's Hong Kong bank account.

Second, the personal loan process of Hong Kong banks?

1. Preliminary assessment of the applicant's mortgaged assets, such as fixed assets of mainlanders in Hong Kong or the Mainland and financial assets in Hong Kong. 2. Investigate and verify the value of fixed assets and financial assets in Hong Kong, and convert the loan amount into 60-70%. 3. In order to ensure legality, Hong Kong law firms are generally chosen to sign notarization contracts. 4. Lend money to the applicant's Hong Kong bank account.

Third, how to get a loan in Hong Kong.

The bank loan process in Hong Kong is as follows: 1. Borrowers come to the bank with ID cards and other relevant information to explain their intentions to the staff. 2. Select the loan type and obtain the loan application form. 3. Fill in the application form and submit it to the bank together with relevant materials. 4. The bank evaluates and approves the application and materials submitted by the applicant, as well as the applicant's assets, cash flow, debt list, credit status, fund use plan and repayment method. 5. After approval, the bank signs a loan contract with the borrower, and the bank lends money after the contract takes effect.

Fourth, how do mainlanders go to Hong Kong for loans?

In principle, yes. However, in practice, it is difficult for mainland residents to apply for loans when buying real estate in Hong Kong. The main reason is that whether banks in Hong Kong give loans to applicants mainly depends on whether the applicants' income (that is, income) is sufficient, while mainland residents are often unable to obtain loans because they cannot provide tax bills, valid income certificates and other materials to banks. However, in the case of real estate transactions facilitated by the author, there are also many cases in which Chinese mainland household registration people finally obtained bank loans by virtue of asset certificates and income certificates. In addition, it is worth noting that on June 65, 1965, the Hong Kong Monetary Authority issued regulations that 438+065 and 438+00 required banks to grant mortgage loans, which reduced the proportion of mortgage loans for people with non-Hong Kong incomes by 10%.