Ping An Dai Yi 1- 15w Micro-credit loans

The basic requirements are 2 1-55 years old, living and working in Hefei for more than half a year, and no bad credit record of more than 2000.

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Second, what materials should be prepared for private lending?

Private lending needs to prepare the following materials:

1, shape;

2, the plaintiff's main qualification certification materials;

3. Evidence materials.

It is the act of bringing a lawsuit or request according to law. The purpose of a criminal case is to request the defendant to be convicted and sentenced through trial; Civil actions incidental to criminal proceedings must be conducted by citizens or legal persons who have jurisdiction according to law.

The form shall specify the following items:

1. Plaintiff, work unit, domicile and contact information, name, position and contact information of legal person or other organization or principal responsible person;

2, the defendant's name, gender, work unit, address and other information, the name and address of the legal person or other organization and other information;

3, claim and root cause

The evidence of private lending mainly includes the following contents:

1, loan association

2. If there is a guarantor in the loan relationship, provide relevant evidential materials for the guarantee;

3 proof of reasonable delivery and receipt of funds by both borrowers and borrowers.

4. Proof of the debtor's loan purpose

5. Proof that the debtor should pay interest;

6. If there is no interest agreement, the creditor requires the debtor to pay the overdue interest, or the interest on the interest-free loan from time to time after being urged, which is the maturity.

7. If the debtor's whereabouts are unknown, it shall prove the authenticity of the creditor's rights certificate and pay off the debt.

8. Payment and interest payment vouchers;

9. Other evidential materials.

Article 120 of the Civil Procedure Law of People's Republic of China (PRC) shall submit a complaint to the people, and it shall be proposed that the other party can be informed orally according to the number of defendants.

Article 12 1 shall record the following items:

(1) The name, sex, age, nationality, occupation and work list of the plaintiff, and the name, domicile and legal representative of the legal person or other organization;

(2) The name and information of the defendant, the name and domicile of the legal person or other organization, etc.

3. What materials should be provided for private lending?

The owner of private lending case shall provide the following materials: 1. If the party is a natural person, submit identification materials such as a copy of the ID card or household registration book; If the party is a legal person or other organization, it shall submit the main registration materials such as a copy of the business license, the registration certificate of the legal person and the identity certificate of the legal representative or the certificate of the principal responsible person if the plaintiff is a legal person or other organization. 2. If entrusted, the power of attorney of the plaintiff shall be submitted. 3. Materials proving the existence of private lending relationship, such as loan contracts, IOUs, repayment commitments, etc. 4. Other materials related to the claim. Private lending is a civil legal act. Lenders and borrowers form a specific creditor-debtor relationship by signing a written loan agreement or reaching an oral agreement, thus generating corresponding rights and obligations. The relationship between creditor's rights and debts is an important part of China's civil legal relationship, which is protected by law once it is formed. Private lending can be paid or unpaid, and whether it is paid or not is agreed by both parties. The lender can only ask the borrower to pay interest when repaying the principal if it is agreed in writing or orally in advance. To sum up, private lending is a civil legal act. Lenders and borrowers form a specific creditor-debtor relationship by signing a written loan agreement or reaching an oral agreement, thus generating corresponding rights and obligations. Legal basis: Article 679 of the Civil Law establishes a loan contract between natural persons when the lender provides the loan. Article 671 Where the lender fails to provide the loan on the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.