The loan card refers to the magnetic stripe card issued by the branch of the People's Bank of China to the borrower or guarantor for the enterprise credit information system, and it is the qualification certificate for the borrower to apply for credit business or the guarantor to provide guarantee. The loan card records the code and password of the loan card, which is the voucher for commercial banks to log in to the "enterprise credit information system" to inquire about customer credit information. Getting a loan card does not mean that customers can get a bank loan immediately. The key depends on whether the credit status of the enterprise meets the requirements of the loan bank.

The following information is required for the annual review of the loan card:

1. Credit card and credit card registration card (original)

2. Business license (copy)

3. Organization code certificate (original)

4. basic deposit account account opening permit (original)

5. Last year's financial statements (balance sheet, income statement)

6. Legal person ID card (copy)

7. Effective capital verification report (capital increase or registered capital verification report)

8. Annual review application report

The annual review of credit card in 2008 began. Any borrowing enterprise that received the loan card before February 3, 20081day, please go to the People's Bank of China for annual review before July 3, 20091day.

Friends in Guangzhou, if you have any questions, you can call: 83643488 Guangzhou Financial Consulting Co., Ltd. (Miss Li).