You can apply for a mortgage loan to obtain funds for the house you just bought with full payment, and then repay it in installments. No mortgage loan is required.

House mortgage loan application process:

The borrower opens a current deposit account at the bank;

Prepare the information required for the loan;

Interview with the bank;

Bank filing and approval;

After the bank is approved, it will notify the borrower of the approval result and sign a loan contract with the borrower;

Arrive The Construction Committee shall register the mortgage;

The Construction Committee shall issue other rights certificates;

Process insurance, notarization and other procedures as appropriate;

The bank will directly transfer the loan to the contract stipulated in the contract account;

The borrower repays principal and interest according to the provisions of the loan contract.