Yushang Loan is a fair, transparent, safe and efficient online interactive platform for individuals and enterprises with capital needs. Users can issue loan requests on Yushang Loan to meet the capital needs of individuals and enterprises; You can also lend your idle funds to individuals or enterprises with good credit who need funds through Royal Business Loan, and help others while getting a higher rate of return on capital.
The main business scope of Henan commercial loan:
According to the different needs of borrowers, Yushang Loan takes individuals, shops and small and medium-sized enterprises as borrowers, and sets monthly salary standards, credit standards, mortgage standards and enterprise standards. Provide unsecured, unsecured and pure credit small personal credit loans for civil servants, doctors or teachers, with a maximum credit of 200,000. If a natural person or enterprise owns assets with strong liquidity, such as real estate, land, vehicles, securities, equity, etc. , you can mortgage or pledge loans to Henan commercial loans. At the same time, according to different needs, Yushang Loan also provides loans such as small loans, student loans, short-term loans, consumer loans, temporary loans for wage earners, shop loans, and loans for small and medium-sized enterprises.
Advantages and characteristics of commercial loan management in Henan;
Because the operation of online lending industry is risky, grasping the risk control ability of this industry is the core of the healthy development of online lending platform. Since its establishment, Yushang Loan has mainly engaged in short-term loan business with its own funds and accumulated a lot of experience in business activities. After the operation of Yushang Loan Platform, the company naturally applied the risk control experience to the platform operation, forming its own unique characteristics. On the platform of Henan commercial loan, investors can also ask for the borrower's information, and if necessary, they can directly communicate with the borrower and organize field visits. Yushang Loan cooperates with many banks, influential investment guarantee companies and some regional industrial and commercial associations in the region to recommend enterprise projects, make short-term loans for enterprises, and carry out double risk control on projects. It has strict risk control mechanism and provides a safe and transparent lending platform for investors and lenders.
Social significance of commercial loans in Henan province;
Peer-to-peer microfinance is a business model that combines microfinance and lends it to people who need funds. Its social value is mainly reflected in three aspects: meeting the capital needs of individuals and small and medium-sized enterprises, developing social credit system and improving the utilization rate of idle funds in society. (1) In China, banks have high requirements for individuals and small and medium-sized enterprise credit loans, and individuals and small and medium-sized enterprises face many difficulties in financing from the banking system. P2P microfinance provides a new financing channel for people who need funds. (2)P2P microfinance is mainly based on the borrower's credit evaluation, and its development helps the borrower to reflect its own credit value and improve the construction of social credit system. (3)P2P microfinance broadens the channels for individual investment, increases the flow of funds, improves the utilization rate of idle funds in society and promotes economic development.
The development vision of Henan commercial loan;
The emergence of P2P peer-to-peer lending platform is not only an innovative business model, but also makes great contributions to narrowing the gap between the rich and the poor, creating jobs, realizing long-term economic development and social harmony. With the gradual improvement of China's social credit system and scientific and technological innovation, the mode of private lending will also undergo revolutionary changes. Henan merchants expect to keep a pure land of private lending and build the most honest and reliable P2P peer-to-peer lending platform in China.