The way to sell a loan car is:

Pay off the car loan. First, pay off the car loan.

Go through the formalities of mortgage cancellation. After paying off the car loan, go through the formalities of understanding the mortgage.

Deal with vehicle violations. Before selling the car, you need to clear the violation record.

Sign a sales contract. The buyer and the seller sign a contract and the buyer pays the seller.

Go through the formalities of vehicle transfer. When the buyer and the seller go through the transfer formalities at the vehicle management office, they need to provide ID cards, driver's licenses and other documents. Loan to buy a car means that the borrower who applies for buying a car pays a part of the down payment first, and the lender pays the loan to the car buyer in installments, and the rest is paid by the lender. Loan to buy a car means that the borrower who applies for buying a car pays a part of the down payment first, and the lender pays the loan to the car buyer in installments, and the rest is paid by the lender.

How much is the loan car?

If you want to know how to sell a mortgage car, you must first understand the process of buying a car by mortgage. To sell a car by mortgage, the first step is to choose a dealer who has a cooperative relationship with the bank. Car dealers nowadays generally have this qualification. The second step is to sign a car purchase contract, stating the payment method of car price, taxes and insurance premiums, and clearly stating the mortgage ratio. Step 2, fill in the loan application form at the dealer and relevant banking departments, indicating the loan amount and term. You should prepare your ID card, marriage certificate and other identification documents. Actually, you have to go to the bank to sign this and check the loan amount with the bank staff. Anyone who has had the experience of car loan knows that if you choose to buy a car with a loan, no matter the loan from a small and medium-sized loan company with a bank loan, the car is actually mortgaged to a lending institution. Lenders have no property rights to cars, so how to sell mortgaged cars becomes a difficult problem. Because the loan applicant does not own the property right of the car and cannot apply for household registration, he cannot sell his own car. So how much is the mortgage car? After all, you can't sell a car before you cancel the mortgage registration. Then some people who applied for car loans found that they could not make a perfect loan. The task is to sell your car. What should you do? There are still some workarounds. For example, the lender can pay off the bank loan first, and then contact the mortgage procedure, so that you can sell the car. Secondly, for the mortgage car that has been transferred to your hands, the ownership of the car has naturally changed. By the time you want to sell your mortgaged car again, it will be legally a second-hand car transfer. In addition to following the general process of second-hand car transfer, your mortgage car must first settle your pre-account. Only in this way can your mortgage car be sold and recognized by law. When you settle the account owed to the bank, the bank will stamp to confirm the cancellation of your previous mortgage procedures, return your registration certificate and other relevant documents to your parents, and let you go to the vehicle management office to cancel the mortgage, because your mortgage car has been mortgaged to the bank before. After the mortgage is cancelled, the deposit paid before will be returned in full, no more or less. Do the math, dear. At this point, you can re-mortgage the car according to the formal second-hand car transfer procedures. The process is as follows: (1) Provide the original and photocopy of the ID cards of the buyer and the seller. If one of them is a company, you need the original and a copy of your ID card. (2) An application form for motor vehicle registration, transfer, cancellation and transfer. (3) Vehicle registration certificate and exercise certificate. (4) Original and photocopy of the original invoice for vehicle purchase.

How to get a loan to sell a car?

The car can't be traded until the loan is paid. Only after the loan is paid off can the transfer registration be handled, and then the motor vehicle can be sold.

According to the provisions on motor vehicle registration

Twentieth in any of the following circumstances, the transfer registration shall not be handled:

(1) The contents recorded in the archives of motor vehicles and vehicles are inconsistent;

(2) Motor vehicles subject to customs supervision have not been deregulated or approved for transfer by the customs;

(3) The motor vehicle is in the period of mortgage registration and pledge filing.

Extended data

Matters needing attention in handling car loan procedures:

1, learn more about car loan fees to avoid being overcharged by dealers. Mainly when consumers go through the formalities of car loan, dealers will deliberately overcharge.

2. Pay attention to the loan contract. Some dealers will not handle loans according to the agreed standards.

3. Ask the dealer in advance to avoid compulsory consumption. When buying a car with a loan, the dealer will force consumers to take out insurance with a designated insurance company.

4. Check the signature in the contract carefully to avoid being forged by the dealer. The dealer forged the signature of the consumer on the contract and changed the total price of the car and the monthly repayment amount without authorization.