20 17 since June 5438+0, the national average mortgage interest rate has been 4.46%. Under the influence of environmental factors such as policies and markets, the interest rate of housing loans is on the rise all year round.

As of 20 17 and 12, the national average mortgage interest rate was 5.38%, 0.92 percentage points higher than that of 1. Among them, it increased by 0.03 percentage points in the first quarter, 0.50 percentage points in the second quarter, 0.33 percentage points in the third quarter and 0. 16 percentage points in the fourth quarter.

20 17 12 some cities have generally implemented the first set of interest rates, the benchmark interest rate has risen by 15%, and the two sets of interest rates have also been raised simultaneously. In the future, more second-tier cities may raise mortgage interest rates again.

Extended data:

From 1. to 20 16122 October, the benchmark interest rate of mortgage loans implemented by major banks, 1-3 years loans were 4.75%, and loans over 5 years were 4.9%. Different banks can make appropriate adjustments according to their own situation and the applicant's personal credit information.

2. The mortgage interest rate refers to the loan with real estate in the bank, and the loan should pay interest according to the interest rate stipulated by the bank.

3. China's mortgage interest rate is uniformly stipulated by the People's Bank of China, and all commercial banks can float within a certain range. The mortgage interest rate in China is not always constant, but often changes. The form is that interest rates have been rising, so we often compare the situation before and after raising interest rates.