Problems existing in the development of small and medium-sized enterprises

1. Difficulties in financing and guarantees are still prominent.

2. Some supporting policies have not yet been implemented, and enterprises bear the burden Heavy,

3. Insufficient market demand, overcapacity, sharp decline in economic benefits, increased losses, etc.

Solution:

1. Further create a favorable environment for A good environment for the development of small and medium-sized enterprises

1. Improve the policy and legal system for small and medium-sized enterprises. Implement policies and measures to support the development of small and medium-sized enterprises, and clean up laws, regulations and rules that are not conducive to the development of small and medium-sized enterprises. Deepen the reform of monopolized industries, expand the scope of market access, lower the entry threshold, and further create an open and fair market environment.

2. Improve the relevant systems for government procurement to support small and medium-sized enterprises. Formulate specific measures for government procurement to support the development of small and medium-sized enterprises and increase the proportion of goods, projects and services purchased from small and medium-sized enterprises. Further improve the transparency of government procurement information release, improve the government public service outsourcing system, and create more participation opportunities for small and medium-sized enterprises.

3. Strengthen the protection of the rights and interests of small and medium-sized enterprises. Organize and carry out supervision and inspection of the implementation of laws and policies related to small and medium-sized enterprises, especially financial and fiscal tax policies, give full play to the role of news, public opinion and social supervision, and strengthen the evaluation of policy effects. Adhere to administration according to law and protect the legitimate rights and interests of small and medium-sized enterprises and their employees.

4. Build harmonious labor relations. Take practical and effective measures to increase support for labor-intensive small and medium-sized enterprises, encourage small and medium-sized enterprises to lay off no or fewer layoffs, and stabilize and increase employment positions. For small and medium-sized enterprises that employ people with difficulties, sign labor contracts and pay social insurance premiums, basic pension insurance subsidies, basic medical insurance subsidies, and unemployment insurance subsidies will be provided within the corresponding period.

2. Effectively alleviate the financing difficulties of small and medium-sized enterprises

1. Comprehensively implement financial policies to support the development of small enterprises. Improve the credit assessment system for small businesses, improve the efficiency of writing off bad debts for small business loans, and establish and improve the mechanism for credit personnel to perform their duties and exempt them from liability. Encourage the establishment of small business loan risk compensation funds, provide appropriate incremental subsidies for small business loans issued by financial institutions, and provide appropriate risk compensation for small business non-performing loan losses.

2. Strengthen and improve financial services for small and medium-sized enterprises. State-owned commercial banks and joint-stock banks must establish specialized financial services institutions for small enterprises, improve the credit business system for small and medium-sized enterprises, and gradually increase the scale and proportion of medium- and long-term loans for small and medium-sized enterprises.

3. Further expand financing channels for small and medium-sized enterprises. Accelerate the construction of the GEM market, improve the listing cultivation mechanism for small and medium-sized enterprises, expand the scale of listing of small and medium-sized enterprises, and increase direct financing. Improve venture capital and financial leasing policies, and vigorously develop venture capital and financial leasing enterprises.

4. Improve the credit guarantee system for small and medium-sized enterprises. Establish multi-level small and medium-sized enterprise financing guarantee funds and guarantee institutions including central and local financial contributions and joint ventures. Finance at all levels should increase support and comprehensively use various methods such as capital injection, risk compensation, incentives and subsidies to improve the financing guarantee capabilities of guarantee institutions for small and medium-sized enterprises.

5. Give full play to the role of credit information services in the financing of small and medium-sized enterprises. Promote the construction of the credit system for small and medium-sized enterprises, establish and improve the credit information collection mechanism and evaluation system for small and medium-sized enterprises, and improve the financing credit rating of small and medium-sized enterprises. Improve personal and corporate credit reporting systems to provide convenient and fast inquiry services for small and medium-sized enterprise financing.

3. Increase fiscal and taxation support for small and medium-sized enterprises

1. Increase financial support. Gradually expand the scale of special funds from the central fiscal budget to support the development of small and medium-sized enterprises, focusing on supporting technological innovation, structural adjustment, energy conservation and emission reduction, market development, employment expansion, and improving public services for small and medium-sized enterprises.

2. Implement and improve preferential tax policies. The state uses tax policies to promote the development of small and medium-sized enterprises, and specific policies are studied and formulated by the Ministry of Finance and the State Administration of Taxation in conjunction with relevant departments.

3. Further reduce the social burden on small and medium-sized enterprises. All administrative fee projects and government fund projects that are not approved in accordance with the prescribed authority and procedures will be cancelled. Comprehensively clean up and rectify the charges involving small and medium-sized enterprises, focusing on intermediary service charges for administrative licenses and compulsory access, and monopolistic business service charges. They should be exempted if possible, reduced if possible, and slowed if possible.

4. Accelerate technological progress and structural adjustment of small and medium-sized enterprises

1. Support small and medium-sized enterprises to improve their technological innovation capabilities and product quality. Support small and medium-sized enterprises to increase investment in research and development, develop advanced and applicable technologies, processes and equipment, develop marketable new products, and improve product quality.

2. Support small and medium-sized enterprises to accelerate technological transformation. In accordance with the requirements of the adjustment and revitalization planning of key industries, support small and medium-sized enterprises in adopting new technologies, new processes, new equipment, and new materials for technological transformation.

3. Promote energy conservation, emission reduction and cleaner production in small and medium-sized enterprises. Promote the promotion and application of key energy-saving and emission-reduction technologies and efficient energy-saving and environmentally friendly products and equipment in small and medium-sized enterprises. In accordance with the requirements of developing a circular economy, encourage the recycling of resources among small and medium-sized enterprises. Encourage professional service agencies to provide contract energy management, energy-saving equipment leasing and other services to small and medium-sized enterprises.

4. Improve the level of enterprise collaboration supporting facilities. Encourage small and medium-sized enterprises to carry out various forms of economic and technical cooperation with large enterprises to establish stable collaborative relationships in supply, production, sales and other areas.

5. Guide small and medium-sized enterprises to gather and develop. In accordance with the principles of reasonable layout, distinctive features, intensive land use, and ecological and environmental protection, support the cultivation of a number of key demonstration industrial clusters. Strengthen the construction of industrial cluster environment, improve industrial agglomeration conditions, improve service functions, strengthen leading and backbone enterprises, extend the industrial chain, and improve the level of professional collaboration.

6. Accelerate the development of producer services. Encourage and support the development of small and medium-sized enterprises in the fields of producer services such as scientific research and development, industrial design, technical consulting, information services, and modern logistics. Actively promote the expansion of small and medium-sized enterprises in emerging fields such as software development, service outsourcing, online animation, advertising creativity, and e-commerce, expand employment channels, and cultivate new economic growth points.

Extended information

Document No. 36 proposes policies and measures to further support the development of small and medium-sized enterprises. Mainly include:

1. Improve the policy and legal system for small and medium-sized enterprises;

2. Effectively alleviate the financing difficulties of small and medium-sized enterprises;

3. Increase support for small and medium-sized enterprises. Fiscal and taxation support;

4. Accelerate technological progress and structural adjustment of small and medium-sized enterprises;

5. Support small and medium-sized enterprises in exploring domestic and international markets;

6. Strengthen and improve Services for small and medium-sized enterprises;

7. Guide small and medium-sized enterprises to strengthen management;

8. Strengthen the organizational leadership of small and medium-sized enterprises in eight aspects,

among which : For example, the implementation period of the periodic postponement of social insurance premiums or reduction of premium rates for small and medium-sized enterprises in difficulty has been extended to the end of 2010; in order to solve the financing difficulties of small and medium-sized enterprises, some institutional and mechanism reform measures have been adopted by financial institutions;

The income tax for small and low-profit enterprises with an annual taxable income of less than 30,000 yuan will be halved in 2010; the technical transformation of small and medium-sized enterprises will be supported through the special investment in technological transformation within the central budget and the special funds arranged by local governments;

Accelerating the establishment of a national small and medium-sized enterprise development fund to guide social funds to support the development of small and medium-sized enterprises; formulating specific measures for government procurement to support the development of small and medium-sized enterprises are policy points that have been proposed or emphasized for the first time.

Baidu Encyclopedia - Several Opinions of the State Council on Further Promoting the Development of Small and Medium-sized Enterprises