Small loan companies do not have financial licenses. Although they are engaged in loan business, the relevant state departments do not manage them as financial enterprises. Therefore, before there are new policies and regulations, commercial banks will not regulate small loan companies. Provide loans, and the loan interest income obtained must be subject to normal business tax. \x0d\　\x0d\Financial enterprises: \x0d\　Refers to enterprises that need to obtain a financial business license granted by the financial regulatory department to perform business, including policy banks, postal savings banks, and state-owned commercial banks that need to obtain a banking business license to practice business. , joint-stock commercial banks, trust investment companies, financial asset management companies, financial leasing companies and some financial companies, etc.; securities companies, futures companies, fund management companies, etc. that need to obtain a securities business license to practice; those that need to obtain an insurance business license to practice Various insurance companies, etc.