Find relatives or acquaintances. I also plan to buy a house with a loan, and there is no guarantor. I can't help but buy a one-time payment!
Second, what should I do if I can't find a guarantor for the loan? There are many ways to solve it.
People often ask others for a loan as a guarantee, but the guarantor is very risky and no one wants to do it. What if I can't find a guarantor for the loan? In fact, there are many solutions. Here is a brief introduction to how to get a loan without a guarantor. Interested friends can learn about it.
What if I can't find a guarantor for the loan? Finding a guarantor can improve the pass rate to a certain extent, but not finding a guarantor does not mean that you can't get a loan. Apply for a secured loan. If there is no guarantee, you can go to a qualified guarantee institution to guarantee it. However, guarantee institutions are different from individual guarantees, and will require lenders to charge guarantee fees. Note that the guarantee institution also needs to review the lender's qualification according to the requirements of the lending institution, and will only give it if it thinks it can be guaranteed, and submit the lender's information to the lending institution for review, and then the lending institution will charge the corresponding service fee. If the loan fails to pass the examination, the loan will not be collected. There is really no guarantor or guarantee institution to guarantee, so it is recommended to apply for an unsecured loan. Common credit loans on various loan platforms do not need mortgage guarantee, but only need the credit of the lender to apply, and do not need to provide various complicated qualification materials, but this kind of loan will have higher credit conditions for the borrower. First of all, the lender must meet the basic loan conditions, but also have good credit and stable repayment ability. If there is a credit problem of the lender or the repayment ability is insufficient, it must be solved before going to the loan, otherwise the loan may be rejected, and even if the application is unsuccessful, as long as the loan is handled, the loan approval record will be left in the inquiry record on the newspaper. The above is the introduction of "What should I do if I can't find a guarantor for the loan". I hope it will help everyone.
3. What if there is no guarantor who wants to borrow money?
You can apply for real estate mortgage and deposit certificate pledge, or you can find a guarantee company to guarantee for you. As for the unsecured credit loan, no bank will give it to you.