1. Xianyang provident fund loans generally require individuals to pay provident fund continuously for one year, and the unit has established a housing provident fund system for more than two years. If you pay for 6 months, you may not be able to apply for a provident fund loan. 2. Your headquarters is in Xi'an, so is Xianyang an independent legal person company? For example, the Xianyang branch of a certain company in Shaanxi Province is an independent legal person. This is related to the place where your provident fund is deposited. If Xianyang is not an independent legal person company, then your provident fund will definitely be paid to Xi'an. You can consult the company's administrative department to give you a definite answer. If your provident fund is paid to Xi'an, you cannot get a housing provident fund loan in Xianyang. 3. Provident fund loans have nothing to do with household registration. As long as you have a stable income and your employer can pay you normally for more than one year.