Yes, the tobacco loan is a loan issued by China Postal Savings Bank to supermarket or store operators engaged in tobacco sales to meet the capital demand of their production and business activities.

Applicable object

1. holds a tobacco monopoly retail license, and the registrant of the tobacco monopoly retail license is himself or his spouse. When applying for a loan, the tobacco monopoly retail license must be within the validity period, and there is a business of collecting tobacco money in our bank or other banks;

2. Married, aged between 25 years (including 25 years) and 60 years (including 60 years);

3. A physical store with an operating life of more than 2 years (including 2 years). If you rent a physical store, the rental behavior must be long-term and stable.

Extended data:

Application material

1, the original and photocopy of my ID card, the original and photocopy of my business license that has passed the annual inspection, and the property right certificate or lease contract of the business premises;

2. Married applicants must also provide the original and photocopy of the spouse's ID card and the original and photocopy of the marital status certificate (marriage certificate or household registration book jointly registered by husband and wife);

3, engaged in franchising, should also provide the original and copy of the business license of the relevant administrative departments;

4. If other natural persons (or legal persons) provide guarantees for loan applicants, the guarantor shall be audited (or recognized) by the bank and provide relevant certification materials as required by the bank;

5. Other materials required for handling loans.

China Postal Savings Bank-Tobacco Loan?