Nowadays, microfinance is becoming more and more popular and the number is increasing. Everyone claims that they have zero threshold and arrive every second. But in fact, the phenomenon that users are rejected by seconds often happens. So today I will introduce you to several small loans that are easy to pass, and users can test them themselves.

360 IOUs

360 IOU is one of the easiest micro-loans to pass. You can easily borrow money with your ID card, mobile phone number, bank card, etc. , the amount is 500,000-200,000, the account is received quickly, the interest is low, and the longest period does not exceed 12 months. On the whole, 360 IOUs will generally be reviewed and completed on the same day, and the fastest loan will be 1 hour.

Ping' an I Dai

The maximum amount is 50 thousand yuan, and the threshold is relatively low. Online information filling application is simple and convenient. The only bad thing is that you have to rob every day to borrow money. A friend who has used I loan said that it is best to operate at 12 at night, and the success rate of grabbing the quota is higher.

Xiaomidai

Xiaomi loan is a product of Xiaomi. It uses big data to collect user information for credit reporting, and then gives the corresponding quota accordingly. The minimum amount of a single loan is 100 yuan, and the loan arrival time is expected to be within 10 minute.

Lightning loan

Lightning loan is a mobile loan App of China Merchants Bank, with a minimum amount of 1 1,000 yuan and a maximum of 500,000 yuan. The loan term is 1 month, 6 months and 12 months. Interest on borrowing money is calculated on a daily basis, and the daily interest is calculated on a monthly basis. The expected annualized interest rate is about the speed of the next payment, which is obvious to all, as fast as lightning.

So much for introducing the most easily approved microfinance. You can choose freely according to your needs.