If the loan term is less than one year (inclusive), you can choose to repay the principal and interest monthly/quarterly/with average capital; Or pay interest on a monthly/quarterly basis and repay the principal when due; Or repay the principal and interest in one lump sum at maturity.

If the loan term is more than one year, the repayment method of equal monthly principal and interest/average capital shall be adopted; Loans for the purpose of studying abroad for deposit can be repaid by monthly interest, annual principal repayment or monthly interest and one-time principal repayment according to the situation. The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.