Weizhong Bank Invoice Loan provides a pure credit corporate joint guarantee credit loan for stable operating enterprises, with a maximum amount of 3 million and a term of 2 years. Online approval and efficient lending will help small and micro enterprises to develop continuously.
Product advantages: high quota, second batch and second release.
White households can apply, and the cleaner the credit information, the less the number of inquiries, the better. It is recommended to apply for this product first.
Don't look at tax levels, late fees, fines, etc. For the tax bureau, just look at the billing information of the enterprise.
Keywords: Weizhong Bank, Invoice Loan, Weizhong Invoice Loan, Corporate Credit, Nuo Nuo Invoice Loan, Nuo Nuo Jin Fu, Nuo Nuo Recommendation Code, Aerospace Information, the following is a brief introduction of the product:
I. Product elements
1, legal person age: 18-70 years old (no shareholding requirement)
2. Interest: 0.55% per month.
3. Duration: 24 periods
4. Limit: up to 300W, and the loan will be paid to the enterprise account.
5. Repayment method: equal principal and interest, daily interest, borrowing and repayment.
6. prepayment: no penalty.
Second, the enterprise requirements
1, the enterprise has operating data of more than 1 year, and its sales in the latest year is more than 1 10,000.
2. It's ok for a legal person not to own shares, and it's ok if it has just been changed for 3 months.
3. The number of consecutive days that the enterprise has not invoiced is less than 45 days.
4. There are two or more downstream counterparties in the last year.
5. An enterprise cannot be a branch or a partnership, and its registration type cannot be a foreign investment or a joint venture between Hong Kong and Taiwan.
6. Enterprises and legal persons have no record of being executed due to dishonesty. At present, enterprises have no relevant legal disputes, and there are no private lending and economic disputes in history.
Third, the applicant's credit requirements:
1. Credit cards and quasi-credit cards cannot be frozen, bad debts or stopped payment;
2. The five-level classification status of loans cannot be shown as secondary or suspicious losses, and there can be no guarantor to compensate or pay off debts with assets;
3. The loan cannot appear: within 24 months, m1> 6、M4≥ 1； 12 months, m3 ≥1; Quasi-credit card with M2≥ 1 cannot appear within 6 months: m1within 24 months > 6、M4≥2 1； 12 months, m3 ≥1; Within 6 months, ≥1;
4. The status display of external secured loans cannot be secondary, suspicious or loss;
5. There is no requirement for the number of credit inquiries;
Application process
Reporting channel manager collects data, inquires about access, collects data, enters for approval, customers cooperate with authentication, real name, approval, and lending.