You need to go through the formalities of settlement, which is the so-called proof of repayment, and then you need to go through the formalities of understanding and charging. In order to get the proof of settlement, you need to bring the real estate license, marriage certificate, ID card, repayment card and settlement certificate to understand the mortgage procedures. After these are completed, you can take the provident fund loan statement to the bank where you repay the loan to get the certificate of other rights, and take the certificate of other rights, the certificate of settlement of the provident fund, the original certificate of property rights and the ID card to the property rights trading center.

Housing provident fund loan refers to the housing provident fund deposit by local housing provident fund management centers, and entrust commercial banks to issue housing mortgage loans to employees who have paid housing provident fund and are in service. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises and other urban enterprises, institutions and their employees. The housing accumulation fund paid by employees and the housing sales bonus paid by the employees' units are personal savings specially used for housing consumption expenses stored by employees in accordance with regulations, which belong to the personal balance of employees and are paid in one lump sum and returned to the employees themselves.

Legal basis: Article 9 of the Measures for the Administration of Affordable Housing applies for loans from economic commercial banks, except for the approval notice of the competent department of affordable housing of the people's government in accordance with the Measures for the Administration of Individual Housing Loans. Purchase individual housing provident fund and give priority to housing provident fund loans.

2. What procedures do I need to go through after the provident fund loan is paid off?

When our housing provident fund loan is paid off, is it a major event that we finally understand in our hearts? When you are happy, don't forget that we have some formalities to go through. What procedures do I need to go through after the provident fund loan is paid off?

First, contact our loan bank. After the provident fund loan is paid off, we need to contact the loan bank first, and the bank will ask us to bring our valid documents, provident fund loan contract and bank card. The bank will help us to apply for the repayment certificate of provident fund loans.

Of course, some banks don't help lenders, so we need to bring our materials and go to the local provident fund center ourselves. The repayment certificate of the provident fund loan obtained is in triplicate, one of which is kept in the loan bank for the record.

Second, to the housing loan guarantee center for surrender and cancellation of mortgage registration. In addition to a certificate of repayment of provident fund filed in the bank, we still have two copies, one of which needs to be submitted to the guarantee center for cancellation of mortgage registration and surrender. It should be noted that the guarantee fee will not be refunded when surrendering. If you need a loan, you can call the online loan merchant of Easy Loan for details.

3. How to go through the follow-up procedures after the provident fund loan is paid off?

1. After the provident fund loan is paid off, the user needs to go to the loan bank to settle the loan, then issue a loan settlement certificate and get back other warrants; 2. Bring the loan settlement certificate, other rights certificate, personal ID card, house ownership certificate and other materials to the local housing authority for the termination of real estate mortgage. After the termination of real estate mortgage registration, the house truly belongs to individual users. The above is the relevant content of how to handle the follow-up procedures after the provident fund loan is paid off. The repayment method of provident fund is 1. Repayment on time: With the repayment method of equal principal and interest, the total principal and interest of mortgage loans can be added and divided by the same amount to calculate the monthly repayment amount. Average capital repayment method is adopted to allocate the principal to each month, and then pay the interest generated between the last trading day and the repayment date; 2. Early repayment: those who have the ability to repay the loan in advance can apply to the bank one month in advance. Different contracts signed in different regions have different provisions. Some contracts stipulate that early repayment of loans requires payment of liquidated damages, while others do not. Please read the terms carefully when signing. This paper mainly writes the knowledge points of how to handle the follow-up procedures after the provident fund loan is paid off, for reference only.

Fourth, how to go through the formalities after the provident fund mortgage is paid off?

That depends on whether her income meets the loan demand, or whether she sells the house or repays the loan in advance, and then divides the property, so the provident fund cannot be transferred to other places.