Kunming has a loan of 200,000 yuan. If it is two years, the interest rate of China Bank should be low. However, the general loan handling bank will determine the loan interest rate according to the local market conditions, loan purposes, customer comprehensive evaluation and other information.

First of all, lenders should know that no matter what loans they apply for, under normal circumstances, the loan interest rates of the four major banks will be much lower. If you want to sort by the loan interest rate, the lowest is definitely the provident fund loan, which is the same for all banks. If the lender wants to apply for a credit loan, the lowest loan interest rate of 202 1 should be China Bank, and the current loan interest rate is 2.6%. Then there is ICBC's renovation loan, with equal principal and interest repayment. The longest installment is five years, and the loan interest rate is as low as 3%.