The branch is independent accounting, so it is necessary to apply for a loan card.

Second, how to apply for a loan card, can the branch also apply?

Materials required by branches to handle loan cards 1. If the legal person of the head office and the person in charge of the branch are not the same person, the head office needs to issue a power of attorney, which reads: The head office authorizes the branch to handle the loan card and be responsible for the business arising therefrom.

The power of attorney shall be signed by the legal person of the Head Office and stamped with the official seal of the Head Office, and the original of 1 power of attorney shall be provided.

2. Copy of the business licenses of the head office and branches 1 copy (or copy of the institution legal person registration certificate 1 copy). If the business license is not obtained in that year, the annual inspection records of the previous year shall be provided.

3. 1 Copy of the organization code certificate of the head office and branches (valid for 4 years).

4. 1 Copies of tax registration certificates of the head office and branches.

5. 1 copy of the overall capital verification report of the head office (if the name of the legal person, shareholder or unit changes, all copies of the notice of change of the industrial and commercial bureau shall be provided).

6. Copy of ID cards of the legal person of the head office, the person in charge of the branch, the person in charge of finance and the person in charge of the agency (both parties) 1 copy.

7. 1 copy of the financial statements (balance sheet and income statement) of the head office last year and last month.

8. Fill in a complete application for administrative license. Note: Please carry the official seal with you when handling the enterprise loan card and affix the official seal on the copy of each page (the materials of the head office are affixed with the official seal of the head office and the materials of the branches are affixed with the official seal of the branch). All copies must be legible!

Third, how to apply for a loan card, can the branch also apply?

Materials required for the branch to handle the loan card

1. If the legal person of the head office and the branch office issue a power of attorney, the contents are: the head office authorizes the branch office to handle the loan right, which shall be signed by the legal person of the head office and stamped with the official seal of the head office, and the original power of attorney shall be provided 1 copy.

2. Total official copy 1 copy (or single business 1 copy), and the business license was not recorded in that year.

3. 1 Copy of the organization code certificate of the head office and branches (valid for 4 years).

4. 1 Copies of tax registration certificates of the head office and branches.

5. Copy of the head office (if it is a legal person or a shareholder, all copies of the change notice of the Industrial and Commercial Bureau shall be provided).

6. Corporate person of the head office, person in charge of branches, person in charge of finance and person in charge 1 copy.

7. 1 copy of the financial statements of the head office last year and last month (slag pants and pure forms).

8. Fill in a complete application for administrative license.

Note: Please carry the official seal with you when handling the enterprise loan card and affix the official seal on the copy of each page (the materials of the head office are affixed with the official seal of the head office and the materials of the branches are affixed with the official seal of the branch). All copies must be legible!

4. Can branches get loans?

Branches may not issue loans. Because the branch has no legal person status, the civil liability shall be borne by the head office, and no resolution can be made. According to relevant laws and regulations, a branch company cannot have no legal representative, only the person in charge of the branch company. The reasons are as follows: (1) The branch company does not have its own independent property, but the property it actually occupies and uses is part of the property of the head office and is included in the balance sheet of the head office. (2) The branch does not have the legal person qualification and does not bear civil liability independently. (3) The establishment procedure of a branch is different from that of a company in the general sense, and the establishment of a branch only requires simple registration and business opening procedures. (4) The branch does not have its own articles of association, and there is no corporate management decision-making body such as the board of directors. (5) The name of the branch company is the name of the head office plus the words of the company. Although the name has the word company, it is not a real company. The information that the company must provide when handling the loan is as follows: 1. A copy of the annual business license stamped with the official seal; 2. A copy of the qualification certificate and ID card of the legal representative; 3. Brief introduction of the enterprise and its legal representative; 4. A copy of the loan card; 5. Financial statements (including audit reports) for the last three years and the last two periods, including balance sheet and income statement. According to Article 14 of the Company Law, a company may set up branches. The establishment of a branch company shall apply to the company registration authority for registration and obtain a business license. A branch company does not have legal person status, and its civil liability shall be borne by the company. A company may set up subsidiaries, which have legal personality and independently bear civil liabilities according to law. Fifteenth companies can invest in other enterprises; However, unless otherwise provided by law, investors shall not be jointly and severally liable for the debts of the invested enterprises.