Foreign government lending institutions, foreign government lending institutions, are composed of several units. The institutions that determine whether to lend to lenders and units are responsible for selecting and determining projects. Most of them are government functional departments, and some of them are undertaken by full-time foreign aid agencies.

Measures for the administration of loans and grants from international financial organizations and foreign governments

Chapter I General Provisions Article 1 In order to further standardize and strengthen the management of loans and grants from international financial organizations and foreign governments, and make rational and effective use of funds, these Measures are formulated in accordance with the relevant provisions of the State Council. Article 2 These Measures shall apply to the administration of loans and grants from international financial organizations and foreign governments. Article 3 The Ministry of Finance is responsible for the management of loans and grants, and is the unified management department of the government's external debt. Article 4 The use of loans and grants shall conform to the national economic and social development strategy, embody the functions of public finance, and promote the coordinated development of economy, society and urban and rural areas. Article 5 The borrowing, use and repayment of loans shall embody the principle of unity of responsibility and rights, realize debt sustainability and virtuous circle, and effectively prevent and resolve debt risks. Article 6 The meanings of the following terms in these Measures:

(1) Loans refer to loans from international financial organizations and foreign governments;

(2) Loans from international financial organizations refer to loans approved by the State Council and borrowed by the Ministry of Finance on behalf of the country from international financial organizations such as the World Bank, the Asian Development Bank, the International Fund for Agricultural Development, and the European Investment Bank to form government foreign debts, as well as financing jointly used with the above loans;

(3) Foreign government loans refer to loans approved by the State Council and borrowed from foreign governments and Nordic investment banks by the Ministry of Finance on behalf of the country, other foreign loans approved by the State Council and managed with reference to foreign government loans, and joint financing used with the above loan combinations;

(4) The term "grant" refers to an international grant approved by the State Council and accepted by the Ministry of Finance or the Ministry of Finance on behalf of the country as the recipient, with no preconditions attached to loan matching. Chapter II Management Institutions and Responsibilities Article 7 The Ministry of Finance shall exercise unified management over loans and grants and perform the following duties:

(a) to study and determine the management principles of loans and grants, and formulate basic rules and regulations;

(two) in conjunction with the relevant departments of the State Council to study and formulate loan plans;

(3) Coordinating the foreign-related work of loans and grants, and negotiating and signing legal documents with international financial organizations and foreign governments;

(four) responsible for lending, donation, use, repayment, statistics and monitoring of loans and grants;

(five) policy guidance, coordination and supervision of loans and grants. Article 8 The local financial department is the representative of creditor's rights and debts of government loans at the corresponding level and the centralized management institution of loan grants, and is responsible for the whole process management of loan grants in the local area. Article 9 For projects directly lent or donated by the Ministry of Finance to the relevant departments in the State Council, the relevant departments in the State Council shall determine the central project executing agency to be responsible for organizing and implementing the projects. Article 10 Where a joint project directly lent or donated by the Ministry of Finance to local governments across provinces, autonomous regions and municipalities directly under the Central Government needs to be organized or coordinated by the relevant departments in the State Council, the relevant departments in the State Council shall determine the central project coordination agency to be responsible for the guidance, organization and coordination of the project. Eleventh loan projects and grant projects undertaken by local governments, the local government to determine the local project execution agencies, specifically responsible for the organization and implementation of the project. Twelfth central project executing agencies, central project coordinating agencies and local project executing agencies shall accept the guidance and supervision of the financial department at the same level in business, and the relevant expenditure plans shall be reported to the financial department at the same level for approval or filing. Chapter III Loan Financing Article 13 Loan financing includes loan application, examination and evaluation, negotiation with foreign countries, signing and entry into force of loan legal documents, determination of loan relationship and implementation of repayment obligations. Article 14 When using loans from international financial organizations, the financial departments of provinces, autonomous regions, municipalities directly under the Central Government and cities under separate state planning and the Finance Bureau of Xinjiang Production and Construction Corps (hereinafter referred to as provincial financial departments) shall apply to the Ministry of Finance on behalf of the governments at the corresponding levels.

The relevant departments and other institutions in the State Council shall apply to the Ministry of Finance for loans from international financial organizations. If the local government undertakes the debt, it shall also attach a repayment commitment letter issued by the provincial financial department.

The loan application includes the following main contents:

(a) the purpose and necessity of the loan;

(two) the main contents of the loan project;

(3) Sources of loan funds and matching funds;

(4) Lending and debt repayment arrangements. Article 15 The Ministry of Finance shall, in accordance with the provisions of Articles 4 and 5 of these Measures and the requirements of the lender, examine the loan application and decide whether to incorporate the loan application into the loan planning of international financial organizations. Article 16 Provincial financial departments shall organize the review of relevant projects that have been included in the loan plans of international financial organizations, and put forward review opinions to the Ministry of Finance. The Ministry of Finance decides whether to arrange foreign consultations and negotiations according to the evaluation opinions. The evaluation items mainly include:

(a) the debt burden and financial affordability of the provincial government;

(two) the financial benefits, economic benefits and social benefits of the loan project;

(three) the financial situation of the project unit and the implementation of supporting funds;

(four) loan arrangements, repayment obligations and sources of repayment funds.

The types of government foreign debt are

Article 1 These Measures are formulated in order to strengthen the management of foreign debts, standardize the borrowing of foreign debts, improve the efficiency in the use of foreign debts and guard against foreign debts risks.

Article 2 The term "foreign debts" as mentioned in these Measures refers to the debts borne by domestic institutions to non-residents.

Article 3 The term "domestic institutions" as mentioned in these Measures refers to permanent institutions established in China according to law, including but not limited to government agencies, domestic financial institutions, enterprises, institutions and social organizations.

Article 4 The term "non-residents" as mentioned in these Measures refers to institutions and natural persons outside China and their non-permanent institutions established in China according to law.

Article 5 According to the types of debts, foreign debts are divided into loans from foreign governments, loans from international financial organizations and international commercial loans.

(1) Loans from foreign governments refer to official credits borrowed by the China government from foreign governments;

(2) Loans from international financial organizations refer to non-commercial loans borrowed by the Government of China from international and regional financial institutions such as the World Bank, the Asian Development Bank and the United Nations Fund for Agricultural Development;

(3) International commercial loans refer to commercial loans borrowed by domestic institutions from non-residents. Including:

1. Borrow from overseas banks and other financial institutions;

2. Borrowing from overseas enterprises, other institutions and natural persons;

3. Overseas issuance of medium and long-term bonds (including convertible bonds) and short-term bonds (including commercial paper and large negotiable certificates of deposit, etc.). );

4. Buyer's credit, deferred payment and other forms of trade financing;

5. International financial leasing;

6. Non-resident deposits;

7. Debt paid in cash in compensation trade;

8. Other international commercial loans.

Article 6 According to the responsibility of repayment, foreign debts are divided into foreign debts and non-foreign debts.

(1) Foreign debt refers to the foreign debt borrowed by the State Council authorized institutions on behalf of the state and repaid by the state credit guarantee.

(2) Non-external debt refers to external debt other than external debt.

Article 7 The term "external guarantee" as mentioned in these Measures refers to the guarantee provided by domestic institutions to non-residents by way of guarantee, mortgage or pledge in accordance with the Guarantee Law of People's Republic of China (PRC). The potential external repayment obligation formed by external guarantee is contingent foreign debt.

Article 8 The State exercises comprehensive management over all kinds of foreign debts and contingent foreign debts. The use and repayment of borrowed foreign debts, foreign guarantees and foreign debt funds shall comply with the provisions of relevant state laws, regulations and these Measures.

Article 9 The State Development Planning Commission, the Ministry of Finance and the State Administration of Foreign Exchange are the foreign debt management departments.

Loans from foreign governments are more favorable than loans from other channels, and there are fewer restrictions on their use.

Yes, the donation part of foreign government loans is generally above 35%, and the highest can reach 80%. The loan interest rate is generally 0.2%-3%, and individual loans are interest-free. The repayment period of a loan is usually between 10-40 years, and the grace period is 2- 15 years. At present, it is a loan with more favorable conditions in borrowing foreign loans in China.

Because international financial organizations and foreign government agencies generally have high credit ratings and low loan interest rates, the general conditions are somewhat harsh and the things they buy are limited.

：

I. Loans from foreign governments

Foreign government loans refer to preferential loans provided by one government to another government, which have a certain gift nature. It has the nature of intergovernmental development assistance or partial donation, and is also called bilateral loan in international statistics. Together with multilateral loans, it constitutes official credit. Its sources of funds are generally divided into two parts: soft loans and export credit. Soft loans are mostly funds in the government budget; Export credit is part of credit financial funds. Bilateral government loan is a credit relationship between governments. Government agencies or government agencies of the two countries come forward to negotiate, sign loan agreements, and determine debts with contractual repayment obligations.

Two, the characteristics of foreign government loans are:

1, foreign debt

Foreign government loan is a kind of foreign debt at first, and it is a kind of debt borrowed by our government. Except for the part confirmed by the National Development and Reform Commission and the Ministry of Finance and returned by the state with the approval of the State Council, the rest is repaid by the project owner, and most of it is guaranteed by local finance.

2. Preferential loan terms

Generally speaking, the donation component of foreign government loans is above 35%, and the highest can reach 80%. The loan interest rate is generally 0.2%-3%, and individual loans are interest-free. The repayment period of a loan is usually between 10-40 years, and the grace period is 2- 15 years. At present, it is a loan with more favorable conditions in borrowing foreign loans in China.

3. Restricted procurement

Government loans from most countries (except Kuwait) account for 15%-50% of the third country's purchases, that is, 50%-85% of the total loans are used to purchase equipment and technology from the lending country. Under normal circumstances, you can't freely choose the loan currency, and the exchange rate risk is great.

4. Investment restrictions

The foreign government loans are large in total and used for a long time, which is convenient for the country to make unified planning, arrangement and centralized use according to the needs of economic development, and can maximize its economies of scale. Loans from foreign governments are mainly used for government-led projects, with emphasis on infrastructure, social development and environmental protection.

This is the end of introducing foreign government loans and loans from international financial organizations and foreign governments. I wonder if you have found the information you need?