At present, the credit line of "micro loan" to users is 100 yuan? Between-200,000 yuan, depending on the overall situation. A single loan can be loaned 100-40,000 yuan. ?

The daily interest rate is 0.02% -0.05%, 1 ten thousand yuan daily interest 2-5 yuan.

Micro-loan is a pure online micro-credit revolving consumer loan product launched by Weizhong Bank, the first Internet bank in China, in May 20 15. Micro-loans adopt the official invitation system, which can only be opened through official invitation and the official initiative to increase the quota according to the user's credit history. Any person or organization that needs to spend money to open a small loan and increase the amount is fraud.

Product features:

As an Internet banking loan product launched by Weizhong Bank, "micro-loan" has the following characteristics:

(1) No mortgage, no guarantee.

Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.

(2)7*24 hours service, the fastest 1 minute to complete the loan.

Relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24 hours online service, with convenient and efficient procedures. All processes are completed on mobile phones, and loans can be made in 40 seconds at the earliest.

(3) There is no handling fee for prepayment.

Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.

Refer to Baidu Encyclopedia for the above content? petty loan