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Is instant consumer finance a formal and legal company?
Is Instant Finance a Regular Company?

As a personal consumption loan platform, Instant Finance is a consumer finance loan platform approved by the China Banking Regulatory Commission, and its security and reliability are well guaranteed. It is also very strict in application and review. Let's take a look at the specific situation of immediate finance.

1. Financial lending institutions should report credit information immediately, but only if consumers are overdue. In addition, instant finance, as a formal financial institution, is essential in terms of credit inquiry, whether it is loan threshold, application conditions or credit inquiry. Therefore, most lenders will immediately apply for financial loans and make credit reports.

2. Instant Finance has many loan products, and instant loan is the main loan business. It is known that the spot loan amount is between 1, 000-8,000 yuan, the loan term is generally 6,9, 12 months, the loan interest is 1.4%, and the daily interest is 0.0483%. All charges meet the requirements of the regulatory authorities. Please refer to the data displayed on the loan information confirmation page for details.

3. Instant Finance is an independent risk control product, with strict application and review and low pass rate.

Ten regular online loans: money, loans, online business loans, micro-loans, JD.COM white gold bars, Xiaomi financial loans, Jin Lu clothing, pat loans, pleasant loans, and small win net gold.

Now people's demand for cash loans has become higher, and the software we use every day has also launched unsecured cash loans. When there is a small capital demand, if you want to borrow and repay at any time, you can choose these platforms. Let's talk about the top 10 online loans.

1. Qianhua is an unsecured loan launched by Xiaoman Finance. You can apply for credit directly on Qianhua APP, with a maximum loan of 300,000 yuan and a daily interest rate range of 0.0 1%-0.05%. There are three kinds of products that can meet the needs of users, namely short-term loans, all-easy loans and exclusive loans.

2. Borrowing is an unsecured credit loan launched by Ant Financial for Alipay users. Look for "loan" directly on Alipay, and you can see your loan amount after entering it. The maximum loan amount is 300,000 yuan, and the daily interest rate of the loan ranges from 0.02% to 0.06%, requiring 600 sesame credit points.

3. Online merchant loan is a credit loan launched by online merchant bank, mainly for Taobao shopkeepers, with a maximum loan of 6,543,800 yuan and high loan conditions.

4. Micro-loan is a credit loan launched by Tencent Weizhong Bank for WeChat and mobile QQ users, with a maximum loan of 300,000 yuan and a maximum loan of 40,000 yuan each. The daily interest rate range of the loan is 0.02%-0.05%. Only qualified users can apply.

White bars and gold bars in 5.JD.COM belong to the consumption quota. You can shop in JD.COM Mall, and gold bars can be withdrawn. After withdrawal, interest will be calculated on a daily basis, with the daily interest rate ranging from 0.02% to 0.05%.

6. Xiaomi Financial Loan is a loan launched by a financial company under Xiaomi Technology, with a maximum loan of 200,000 yuan. Xiaomi Financial APP can see the loan amount after completing the authentication, and the daily interest rate range of the loan is 0.02%-0.05%.

7. Jin Lu Service is a loan service platform independently operated by lufax, controlled by China Ping An Group and managed by Ping An Bank.

8. Paipai Loan is an online unsecured loan platform in Shanghai, which is listed on the New York Stock Exchange.

9. Pleasant Loan is a loan platform under CreditEase Group, which is listed on NYSE and can provide fund management and cash loan services.

10, Xiaoyun Net Gold, obtained three rounds of financing from Chow Tai Fook, Xinhualian International and Yintai Group for three consecutive years.