The applicant shall submit a written application for extension to the handling bank two months before the loan expires. The handling bank shall complete the preliminary examination within 5 working days, and pass the preliminary examination of the employment service agencies for examination. * * * The employment service agency will complete the audit within 3 working days. If it passes the examination, the extension interest rate will be implemented according to the original loan contract interest rate, and the extension will not be discounted. If the audit fails, a notice of no guarantee will be issued. The borrower is a self-employed, and the maximum secured loan of the self-employed does not exceed 654.38+10,000 yuan. For partnership enterprises and organizations to start businesses, secured loans can be granted according to the standard that the per capita amount does not exceed 6,543,800 yuan and the total amount does not exceed 6,543,800 yuan. The term of small secured loans is two years. ? Loans to small labor-intensive enterprises will be given a 50% discount according to the benchmark interest rate (excluding floating interest rate) announced by the People's Bank of China. ? Entrepreneurs who hold the Employment and Unemployment Registration Certificate will be given a full discount during the loan period.