150,000 is paid at 30%, that is, 50,000 is paid, plus the loan procedure fee is about 5,000, and the purchase tax insurance may cost more than 20,000 points, and it is necessary to pay 75,000 yuan first, and the mortgage130,000 is more than 44,000 yuan per year for three years, and the monthly payment is about 108.

Main advantages:

1. Lead customers to choose cars at the bank's special dealers and sign car purchase agreements or contracts;

2. The borrower applies to the loan bank for personal automobile mortgage;

3. Sign the contract with the consent of the investigation;

4. Go through the formalities of notarization and mortgage of automobiles;

5. The lender handles the loan;

6. After the loan is paid off, the lender cancels the pledge certificate and returns it to the customer.