Inter-bank lending is the adjustment of surplus and deficiency of funds between commercial banks or between commercial banks and other financial banks except the central bank, which is mainly used for temporary capital turnover. Its main forms are: interbank borrowing, cash transfer and low mortgage.
1. Interbank lending
Interbank lending refers to temporary loans between commercial banks or between commercial banks and other financial institutions except the central bank, which is the traditional debt business of commercial banks. Some qualified brokers have entered.
For example, multiple choice questions
Inter-bank lending is a common method to adjust the surplus and deficiency of funds between ().
A. Commercial banks and commercial banks
B. Central banks and commercial banks
C. Commercial banks and commercial enterprises
D between commercial banks and between commercial banks and other financial institutions
Answer: d
Step 2: Forward and paste immediately.
Cash discount is a short-term financing activity between financial enterprises by transferring unexpired bills.
Step 3 mortgage
Financial institutions can also obtain loans from other financial peers by changing to low mortgage in the case of temporary shortage of funds and poor turnover.
The essence is that financial institutions transfer their mortgage loans to customers to other peers. The procedure is very complicated.