Monthly deposit base of employee housing provident fund = total wages of employees in the previous year12;
Employee housing provident fund monthly deposit = employee individual housing provident fund monthly deposit+unit housing provident fund monthly deposit;
Employee individual housing provident fund monthly deposit amount = employee housing provident fund monthly deposit base × employee housing provident fund deposit ratio;
Monthly deposit amount of housing provident fund paid by the unit = monthly deposit base of employee housing provident fund × deposit ratio of unit housing provident fund. The monthly deposit of employee housing provident fund shall be rounded to RMB.
The monthly contribution of individual provident fund is the average monthly salary of employees in the previous year multiplied by the contribution ratio of employee provident fund; The monthly deposit amount of the provident fund paid by the unit for the employees is the average monthly salary of the employees in the previous year multiplied by the deposit ratio of the unit provident fund. The deposit ratio of units and individuals can be chosen independently between 5% and 12%, and the individual deposit ratio should be equal to or higher than the unit deposit ratio.
"Regulations" of housing provident fund management sixteenth
The monthly deposit amount of employee housing provident fund is the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund. The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.