Weixin Flash Loan is a platform for providing small loans to the public launched by Shanghai Weixin Huizhi Finance. At present, the maximum application amount is only 5,000 yuan, and the application threshold is not high. 20-35 years old, those who have been certified for 6 months can register; Generally, we don't check the credit information during the audit, and a few of them have a telephone call back. If the record expires, it will be uploaded with credit information, as shown below:
1. Before borrowing money, users need to provide their ID card information to activate the credit line;
2. After the user obtains the quota, he/she applies for cash withdrawal review. After the audit is completed, the money will arrive on the same day.
Before the user's bill expires, you can choose three repayment methods, namely automatic repayment, active repayment and early settlement:
1, automatic repayment. Automatic repayment means that when a user binds a bank card, the system will automatically deduct money from the bound bank card on the repayment date.
2. Take the initiative to repay. Before the account expires, the user can take the initiative to pay off the current payment in the APP.
3. Settle in advance. Before the account expires, the user can make a one-time settlement in the APP.
The consequences of overdue online loans are as follows:
1, which will result in penalty interest and liquidated damages. Once the online loan is overdue, the first thing users face is high interest and liquidated damages. If you don't want to fall into the endless cycle of online loans, you'd better develop good repayment habits and treat online loans with caution.
2. Credit will be damaged, and there will be overdue payment. Users' credit records will be defiled, and overdue default records will be uploaded for credit investigation, which will affect the subsequent financial loan business.
3. Users have to face various collection methods, and even go to jail if the circumstances are serious. If the user refuses to repay the loan all the time and shows a negative attitude, he is likely to be sued by the bank to the court. If the investigation finds that the borrower refuses to implement or has the ability to pay back, the court will investigate the criminal responsibility of the borrower.