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For: office workers/self-employed/small businesses/owners/to provide formal loans. Basic loan requirements:
1. The lender requires 2 1-55 years old.
2. The loan amount is 6,543.8+0,000-6,543.8+0.5 million yuan.
3. The repayment period of the loan is 1 month to 36 months, and it can be repaid with the loan (you can apply if you meet one of the following conditions), and you have a good credit record in the bank (you have had a credit card or other loan in the last two years).
A. Working in Guiyang for 6 months, with an average monthly income of 2,000 yuan.
B. Guiyang has a business license and has been registered for one year.
C. Guiyang has real estate, no matter-mortgage house, mortgage house, as long as it is in your name, you can apply. Note: If the above conditions are qualified as a legal person, you must apply for a business license with a loan from an individual or private owner for one year. The loan amount depends on your income and credit status to determine the basic information required for the loan:
A. Working in Guiyang for 6 months with salary loan, with an average monthly income of 2,000 yuan.
1, ID card
2. Work certificate: labor contract or valid work certificate issued by the company.
3. proof of income: the bank's payroll for the last three months or the bank's account for the last three months.
4. Proof of address: receipt issued by neighborhood committee or property management office. B. Individual and private business owners have a business license, registered for one year, 1, ID card, business license (registered for more than one year), personal bank account for the last six months, business premises lease contract, and rent invoice for the last month.
5. Proof of address: proof of neighborhood committee or property management.
C, real estate master loan-mortgage house, mortgage house, as long as it is the real estate under your name, you can apply.
1. Purchase contract, mortgage contract, or real estate license or something.
2. Proof of address: receipt issued by neighborhood committee or property management office (not necessarily your property address, as long as it is your residence in Guiyang).
3. If you buy a house in full at one time, you need a water and electricity invoice for nearly one month, with a name and address. If it is a mortgage or mortgage house, you can provide the repayment record in the bank for nearly three months.
Four. Loan processing procedures:
1. Prepare the above related materials (only copies are required).
2. Fill in the loan application form truthfully and in detail.
3. Examiner's approval (1-2 working days)
Take all the originals with you when signing the contract.
Guizhou has opened Guiyang, Xiuwen, Xifeng and Kaiyang. Please consult the account manager for details.
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