Formal loan platforms are more reliable and easier to pass:

Reliable loan platforms have to be stricter in their review. Bank loans are the most reliable, but the probability of passing is not high. Others are relatively The more reliable ones are online loans with relatively high interest rates, such as Home Credit. Installment fun. Or Paipaidai.

The current mainstream ones are Alipay’s Jiebai, WeChat’s Weilidai, and Baidu’s Duxiaoman. The big platforms have low interest rates and the approval rules will be slightly stricter. The ones that are easy to pass are all unknown small platforms, but the interest rates are very high.

Loan application conditions with high approval rate:

1. Over 20 years old: If you only have an ID card, the amount is generally 5,000-50,000

2. If you are over 20 years old: have at least one credit card, the limit is generally 1-15W. The longer the credit card is used, the larger the limit, the lower the debt, the larger the limit given by the platform will naturally be.

3. Aged 20 or above: have a mortgage and have repaid it for more than 6 months. The limit is generally 10-20W. The longer the mortgage repayment time is, the larger the monthly payment will be, and the higher the approval limit will be. big.

I have been engaged in bank credit work for many years. If I want to apply for 1-20W capital turnover by myself, which online platforms are more formal and can easily pass the application by myself? Generally speaking, Baidu (Du Xiaoman) Youqianhua is a platform with a relatively high pass rate. The credit limit is the highest and the interest rate is low. I have a car loan and I was given a credit limit of 9.5W. I recommended it to my colleague who has a real estate loan and was directly granted a credit limit of 18W.

If you have capital turnover needs, Duxiaoman - you have money to spend, big brands are reliable and low interest rates are trustworthy. Have money to spend - Manyidai, the maximum loan amount is 200,000, and the daily interest rate is as low as 0.02. The fastest loan is 3 minutes. The specific amount depends on personal evaluation!

Du Xiaoman - If you have money to spend (batch in seconds), click online to measure the amount

As a reminder: after the limit is exceeded, try to withdraw the full amount, because risk control is dynamic. Not many people can lend money now. If you have needs, it is recommended to withdraw the full amount. Early settlement and repayment is supported after the first installment.

Many people have enough money to spend, so you can try the following two platforms, which are also relatively formal licensed financial institutions! The review is relatively less strict! 360 IOU is a financial subsidiary of 360 Anti-Virus Software, and Fenqile is a subsidiary of Lexin. They are both large companies.