Although there is no clear stipulation that the loan to buy a car requires a handling fee, the loan to buy a car requires a handling fee. At present, the car loan fee is 3%, which is about 654.38+0 million yuan. 1. Many applicants complain that they are charged a high handling fee. It is reported that the handling fee for the loan to buy a car includes compulsory insurance, vehicle and vessel use tax,

2. What is the financial service fee for the loan to buy a car?

Mortgage auto finance service fee: 1, service fee, if you buy a car with a loan, it is actually a car mortgage, and it takes a certain fee to buy a car with a loan, so many 4S shops are just a gimmick, and generally charge according to the amount of your loan; 2. If the loan is 6,543,800 yuan, it will be paid off in three years, and the handling fee is more than 5,000 yuan, and the service fee is about 654.38+ 0,000-654.38+0, 500 yuan. Different loan companies offer different prices. In fact, in this way, there is still interest, but the charging method is different. 3, auto insurance, this auto insurance must be bought, that is to say, as long as you have a loan, you must buy it in this 4S shop, and the cost is more expensive than buying it outside; 4. Margin, which is mainly to prevent customers from not buying insurance in 4S stores. Generally need 1000-2000 yuan. It is said that it will be retired, but it happens from time to time. Million car purchase subsidy

3. What is the financial service fee for car loan?

According to different car brands, the financial service fee is generally between 5,000 yuan and 20,000 yuan.

Fourth, the loan to buy a car financial service fee

According to the regulations of the bank, an individual who buys a car at an automobile dealer recognized by the bank can apply for an automobile consumption loan as long as he can pay a certain down payment, notarization fee and insurance premium, have the ability to repay the principal and interest of the loan in installments, have a local permanent residence and have full capacity for civil conduct. Take the car loan of about 80,000 yuan as an example, and the related expenses are as follows: Expense 1: down payment = car purchase amount ×30%, that is, 80,000× 30% = 24,000 yuan. Expense 2: Auto insurance-including personal accident insurance (the first beneficiary is the bank), theft insurance, auto self-ignition insurance, third-party liability insurance and car damage insurance of the borrower. The insurance premium is about 3200 yuan. Fee 3: notarization fee for loan contract 100 yuan (charged by notary office) and vehicle mortgage fee 300 yuan (charged by vehicle management department). Expense 4: Other normal expenses such as vehicle surcharge are the same as non-loan car purchase.