Application conditions:
1, with People's Republic of China (PRC) nationality;
2, honest and trustworthy, law-abiding;
3. Freshmen or college students who have been formally admitted to full-time ordinary colleges and universities, higher vocational schools and institutions of higher learning approved to set up and implement higher education according to relevant state regulations, and have obtained a true, legal and effective admission notice;
4. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in this city, county (city, district).
Extended data:
1, loan amount
The loan amount does not exceed 8,000 yuan per person per academic year, which is an integer between 1 1,000 and 8,000. In principle, it is used for students' tuition and accommodation during school. Students who obtained national student loans in colleges and universities in those years may not apply for student-origin credit student loans at the same time.
2. Term of loan
In principle, the loan term is determined by the number of years of full-time undergraduate education (students according to the remaining years of education) plus 10 years, and the longest loan term shall not exceed 14 years. Students begin to repay the loan principal in installments according to the loan contract two years after graduation from the normal academic system.
The two-year grace period is for students at school and after graduation. After the grace period, students and their parents (or other legal guardians) will repay the loan principal and interest in installments according to the loan contract. Borrowing students who have studied for more than 4 years and continue to pursue higher degrees (including graduate students and second bachelor's degrees) will correspondingly shorten the time limit for students to pay principal and interest after graduation.
Baidu Encyclopedia-Student Source Credit Student Loan