Conditions for going to the bank for a loan:

1. 18-65 citizens with China nationality (excluding Hong Kong, Macao and Taiwan residents).

2. Work and live locally

3. At present, the company has officially registered employees who have worked for 6 months.

4, white households can operate and must pay more than 3000 yuan (social security and provident fund must be the same).

5. Punch salary every month

6, good credit (not even three tired six years)

Materials required for loan from the bank:

1. First, you must have a valid personal identity document, provide a household registration book, and have full civil capacity;

2. Have a stable job and a good income. If you receive your salary through bank transfer, you need to submit the running proof of your recent salary card;

3. Unmarried persons submit unmarried certificates, and married persons submit relevant materials of spouses and family members;

4. Have a fixed account in the bank applying for the loan;

5. Other requirements of lending institutions.