The application conditions for provident fund loans are:

Have a permanent and valid account in the town where the loan is located, and can provide a valid residence certificate;

The housing accumulation fund has been continuously paid for more than 6 months before the loan, and the accumulated deposit time of the accumulation fund cannot be less than 12 months;

The self-financing of the first suite reaches more than 30% (including 30%) of the total price of the purchased house, and the first home loan below 90 square meters is only 20%;

The borrower has a proper job and a stable income, a fixed monthly salary and a clear intention to repay the loan;

Sign a house purchase contract or contract with the sales office;

Meet other conditions stipulated by the trustor and the trustee.

Second, the latest loan calculator 20 17

If you apply for a personal loan at China Merchants Bank, "loan interest" is calculated according to the total loan interest rate, repayment method and other items for reference. Please go to the home page of China Merchants Bank and click on the "Financial Calculator"-"Loan Benchmark Interest Rate" on the right to make a trial calculation. (You can view monthly payment, monthly principal, monthly interest, principal balance, total interest and total repayment.

3.20 17 to 202 1 What is the lowest bank interest rate?

On October 20th, 2002 1 65438+/kloc-0, the loan market quoted interest rate (LPR) was1year, 3.85%, and the LPR over five years was 4.65%. The above LPR is valid until the next LPR version. The LPR interest rate is quoted by the quoting bank. 18 LPR quotation banks are all of the same type, with strong influence, credibility and pricing power, and need to quote the best quality customers according to the bank's loan interest rate. In other words, the quotation of the quotation bank is supported by real transactions.

Four. Latest loan calculator 20 17

If you apply for a personal loan at China Merchants Bank, the "loan interest" is calculated according to the total loan amount, loan term, execution interest rate, repayment method and other factors. If you want to make a trial calculation for reference, please go to the home page of China Merchants Bank and click "Financial Calculator"-"Personal Loan Calculator" on the right to try to make a trial calculation using the benchmark interest rate of the current loan. (You can view information such as monthly payment, monthly payment principal, monthly payment interest, principal balance, total interest and total repayment).