Bank car loans only have interest without handling fees, and only 4s shops or financial car loan companies have handling fees or service fees.

Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. Loan to buy a car refers to the loan issued by the lender to the borrower who applies for buying a car. In fact, it is to borrow money from financial institutions to buy a car. However, financial institutions require car buyers to pay a certain percentage of down payment and provide proof of repayment ability. They have no bad credit record and must meet the requirements of financial institutions before they can apply for a loan to buy a car.

3. Do I need to pay the financial service fee for the loan to buy a car?

No need, just 12!

There may be a handling fee of around 1500 yuan, which can be discussed and given or not. No more than 2000 yuan, I won't give it!

You have to buy all the insurance. You can buy it anywhere once a year, but 4S is willing. Some cheating 4S will let you buy all the insurance in installments for several years. Don't talk nonsense, I'll do the math for you, including all the insurance for one year!

The installment of the loan is more than the full interest, and everything else is 4.

4. Will Audi a3 pay the financial service fee for car purchase in 2022?

Audi a3 loan will pay the financial service fee in 2022. According to the public inquiry, in 2022, the financial service fee of Audi A3 was set at 8,000 yuan, and the seller said that all loans had to pay service fees.