Step 1: After the provident fund loan is paid off normally, the bank will pay off the certificate in batch print within five working days before the next month and hand it over to the guarantee company. At that time, the guarantee company will notify the borrowers one by one to collect relevant materials.
If the borrower wants to get the repayment certificate before the notice of the guarantee company, he can go to the repayment bank outlet to get it or consult. The bank's repayment acceptance point can be clicked on the provident fund website.
Step 2: The borrower brings relevant materials to the guarantee company to go through the formalities of canceling the guarantee, and the guarantee company issues an application for canceling the mortgage and other warrants.
Step 3: The borrower goes to the property right registration window to handle the mortgage cancellation procedures with the mortgage cancellation application, other warrants, real estate licenses and ID cards.
The following materials shall be submitted for the property transfer formalities:
1. Personal mortgage of creditor's rights: cancel at the trading center with my personal certificate and creditor's receipt or running bill (with correct amount) and debtor's ID card (or copy of business license) that can be proved to creditors.
Second, the bank credit mortgage: individuals also apply for loans, with the information given by the bank, including (copy of the bank business license, copy of the legal person, copy of the client, proof of other rights, etc.). ) and the real estate license to the trading center for cancellation.